Hervannan Myyntikohteiden LVIS-riskit<\/title>\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n <link href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\" rel=\"stylesheet\">\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@300;400;500;600;700;800&display=swap\" rel=\"stylesheet\">\n \n <script>\n tailwind.config = {\n theme: {\n extend: {\n fontFamily: {\n sans: ['Inter', 'sans-serif'],\n },\n colors: {\n danger: '#ef4444',\n warning: '#f59e0b',\n success: '#10b981',\n },\n fontSize: {\n 'xs': ['16px', '24px'], \/\/ Oli 12px\n 'sm': ['18px', '28px'], \/\/ Oli 14px\n 'base': ['20px', '28px'], \/\/ Oli 16px\n 'lg': ['22px', '32px'], \/\/ Oli 18px\n 'xl': ['24px', '32px'], \/\/ Oli 20px\n '2xl': ['28px', '36px'], \/\/ Oli 24px\n '3xl': ['34px', '40px'], \/\/ Oli 30px\n '4xl': ['40px', '48px'], \/\/ Oli 36px\n }\n }\n }\n }\n <\/script>\n <style>\n body { font-family: 'Inter', sans-serif; background-color: #f8fafc; }\n .property-card { transition: all 0.3s ease; }\n .property-card:hover { transform: translateY(-3px); box-shadow: 0 12px 24px -10px rgba(0, 0, 0, 0.1); }\n .highlight-danger { animation: subtlePulse 3s infinite; border: 2px solid #ef4444; }\n \n @keyframes subtlePulse {\n 0% { box-shadow: 0 0 0 0 rgba(239, 68, 68, 0.4); }\n 70% { box-shadow: 0 0 0 10px rgba(239, 68, 68, 0); }\n 100% { box-shadow: 0 0 0 0 rgba(239, 68, 68, 0); }\n }\n\n .filter-btn.active {\n background-color: #1e293b;\n color: white;\n border-color: #1e293b;\n }\n <\/style>\n<\/head>\n<body class=\"text-slate-800 bg-transparent\">\n\n <div class=\"w-full\">\n \n <header class=\"bg-white rounded-2xl shadow-sm border border-slate-200 p-6 sm:p-10 mb-8 text-center relative overflow-hidden\">\n <div class=\"absolute top-0 left-0 w-full h-2 bg-gradient-to-r from-danger via-warning to-success\"><\/div>\n <h1 class=\"text-3xl sm:text-4xl font-extrabold text-slate-900 tracking-tight mb-4\">\n Hervannan Myyntikohteiden LVIS-riskit & Neli\u00f6hinnat\n <\/h1>\n <p class=\"text-lg text-slate-600 max-w-3xl mx-auto leading-relaxed\">\n Analyysi kahdeksasta myyntikohteesta. Kuinka l\u00e4hestyv\u00e4t peruskorjaukset heijastuvat pyyntihintoihin? Onko riski huomioitu asiallisesti, vai siirret\u00e4\u00e4nk\u00f6 korjausvelka v\u00e4hin \u00e4\u00e4nin uuden omistajan vastattavaksi?\n <\/p>\n \n \n <div class=\"mt-8 flex flex-wrap justify-center gap-3\">\n <button class=\"filter-btn active px-4 py-2 rounded-full border border-slate-300 text-sm font-medium hover:bg-slate-100 transition-colors\" data-filter=\"all\">Kaikki kohteet<\/button>\n <button class=\"filter-btn px-4 py-2 rounded-full border border-red-300 text-red-700 bg-red-50 text-sm font-medium hover:bg-red-100 transition-colors\" data-filter=\"danger\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Riski\u00e4 ei huomioitu (Ylihinnoiteltu)<\/button>\n <button class=\"filter-btn px-4 py-2 rounded-full border border-amber-300 text-amber-700 bg-amber-50 text-sm font-medium hover:bg-amber-100 transition-colors\" data-filter=\"warning\"><i class=\"fa-solid fa-magnifying-glass mr-1\"><\/i> Harhaanjohtava pyyntihinta<\/button>\n <button class=\"filter-btn px-4 py-2 rounded-full border border-emerald-300 text-emerald-700 bg-emerald-50 text-sm font-medium hover:bg-emerald-100 transition-colors\" data-filter=\"success\"><i class=\"fa-solid fa-check mr-1\"><\/i> Huomioitu hinnassa<\/button>\n <\/div>\n <\/header>\n\n \n <div class=\"flex flex-col gap-6\" id=\"properties-container\">\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-lg overflow-hidden highlight-danger relative\" data-category=\"danger\">\n <div class=\"absolute top-0 right-0 bg-red-600 text-white text-xs font-black px-4 py-1.5 rounded-bl-xl uppercase tracking-widest z-10 shadow-md\">\n Kriittinen Ylihinnoittelu\n <\/div>\n <div class=\"bg-red-50 border-b border-red-200 p-5 pt-8\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-bold bg-red-100 text-red-800 uppercase tracking-wide\">\n <i class=\"fa-solid fa-skull-crossbones\"><\/i> Piilotettu Kustannusriski\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500 bg-white px-2 py-1 rounded shadow-sm\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-2xl font-bold text-slate-900 mb-1\">As. Oy Hannenkoti<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Paavo Kolin katu 7 (93,0 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">139 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">1494 \u20ac\/m\u00b2<\/p>\n <\/div>\n <div class=\"col-span-2\">\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Tuleva LVIS-lainaosuus<\/p>\n <p class=\"text-lg font-bold text-red-600\">~75 000 \u20ac (arvio)<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-biohazard text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Toteutus 2026-2027<\/p>\n <p class=\"text-xs text-slate-600\">Historiassa pitkittyneit\u00e4 kosteus- ja sis\u00e4ilmaongelmia. V\u00e4litt\u00f6m\u00e4sti LVIS-urakan per\u00e4\u00e4n suunnitellaan julkisivusaneerausta (2027).<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-300 rounded-xl p-4\">\n <p class=\"text-sm text-red-900 font-bold mb-1\"><i class=\"fa-solid fa-bullhorn mr-1\"><\/i> Analyysi: Kohtuuton taloudellinen riski<\/p>\n <p class=\"text-sm text-red-800 leading-relaxed\">\n <strong>Merkitt\u00e4v\u00e4 korjausvelan siirt\u00e4minen ostajalle:<\/strong> Arvioitua 75 000 euron LVIS-lainaosuutta ei ole tuotu riitt\u00e4v\u00e4n l\u00e4pin\u00e4kyv\u00e4sti esiin myyntihinnoittelussa. Asuntoa pyrit\u00e4\u00e4n myym\u00e4\u00e4n asiallisesti remontoitujen kohteiden hintatasolla (n. 1500 \u20ac\/m\u00b2), vaikka kyseess\u00e4 on korjausi\u00e4ss\u00e4 oleva kohde, jonka pitk\u00e4n aikav\u00e4lin ongelmat siirtyv\u00e4t uuden omistajan maksettavaksi. Kohteen aidosti markkinaehtoinen arvo ennen n\u00e4in laajaa peruskorjausta asettuisi <strong>~900 \u20ac\/m\u00b2<\/strong> (n. 83 700 \u20ac) tuntumaan. Nykyinen pyyntihinta altistaa ostajan huomattavalle taloudelliselle tappiolle.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"danger\">\n <div class=\"bg-red-50 border-b border-red-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-red-100 text-red-700\">\n <i class=\"fa-solid fa-triangle-exclamation\"><\/i> Kest\u00e4m\u00e4t\u00f6n hintataso\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Ahveniskallio<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Opinpolku 1 A (78,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">147 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-red-600\">1872 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-faucet-drip text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Seurannassa (Tuleva hanke)<\/p>\n <p class=\"text-xs text-slate-600\">42 vuotta vanha yhti\u00f6. Pistem\u00e4isi\u00e4 m\u00e4rk\u00e4tilakorjauksia tehty. My\u00f6s hissit uusittava l\u00e4hivuosina.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-200 rounded-xl p-4\">\n <p class=\"text-sm text-red-800 font-semibold mb-1\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-red-700 leading-relaxed\">\n <strong>LVIS-riski\u00e4 ei ole huomioitu hinnoittelussa.<\/strong> Kohteesta pyydet\u00e4\u00e4n markkinoiden k\u00e4rkip\u00e4\u00e4n neli\u00f6hintaa (1872 \u20ac\/m\u00b2), vaikka yhti\u00f6 on 42 vuotta vanha ja edess\u00e4 on l\u00e4hitulevaisuudessa laaja LVIS-saneeraus sek\u00e4 hissien uusiminen. Kohde edustaa tilannetta, jossa tulevat raskaat investoinnit j\u00e4\u00e4v\u00e4t kokonaisuudessaan uuden omistajan rahoitettavaksi, tehden kokonaiskustannuksista ep\u00e4realistisen korkeat asunnon arvoon n\u00e4hden.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"danger\">\n <div class=\"bg-red-50 border-b border-red-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-red-100 text-red-700\">\n <i class=\"fa-solid fa-triangle-exclamation\"><\/i> Kest\u00e4m\u00e4t\u00f6n hintataso\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 4\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Satop\u00e4ivi<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Kanjoninkatu 13 (92,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">169 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-red-600\">1827 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-faucet-drip text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Tutkimusvaihe<\/p>\n <p class=\"text-xs text-slate-600\">Poikkeuksellisen korkea hoitovastike (5,66 \u20ac\/m\u00b2). LVIS-seurantatutkimus 2024, putket elinkaarensa p\u00e4\u00e4ss\u00e4.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-200 rounded-xl p-4\">\n <p class=\"text-sm text-red-800 font-semibold mb-1\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-red-700 leading-relaxed\">\n <strong>Merkitt\u00e4v\u00e4 ep\u00e4suhta hinnan ja yll\u00e4pitokulujen v\u00e4lill\u00e4.<\/strong> Asunnosta pyydet\u00e4\u00e4n korkeaa hintaa tilanteessa, jossa LVIS-remontti l\u00e4hestyy v\u00e4ist\u00e4m\u00e4tt\u00e4 ja yhti\u00f6n juoksevat hoitokulut ovat jo valmiiksi raskaat. Ostaja sitoo suuren m\u00e4\u00e4r\u00e4n omaa p\u00e4\u00e4omaa yhti\u00f6\u00f6n, jonka asumiskustannukset tulevat nousemaan tulevien rahoitusvastikkeiden my\u00f6t\u00e4 viel\u00e4 entisest\u00e4\u00e4n.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"danger\">\n <div class=\"bg-red-50 border-b border-red-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-red-100 text-red-700\">\n <i class=\"fa-solid fa-triangle-exclamation\"><\/i> Kest\u00e4m\u00e4t\u00f6n hintataso\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy P\u00e4hkin\u00e4nakkeli<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Kemiankatu 4 B (78,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">129 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-red-600\">1643 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-calendar-xmark text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Suositus vuodelle 2027<\/p>\n <p class=\"text-xs text-slate-600\">My\u00f6s hissien uusiminen suositeltu vuodelle 2028. Kaksi taloyhti\u00f6n kalleinta hanketta p\u00e4\u00e4llekk\u00e4in.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-200 rounded-xl p-4\">\n <p class=\"text-sm text-red-800 font-semibold mb-1\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-red-700 leading-relaxed\">\n <strong>Rahoitustarpeen kasautumista ei ole huomioitu.<\/strong> Yli 1600 euron neli\u00f6hinta ei heijasta yhti\u00f6n todellista tilannetta. Putkiremontin (2027) ja hissiremontin (2028) p\u00e4\u00e4llekk\u00e4isyys realisoituu poikkeuksellisen raskaana rahoitustarpeena uuden omistajan vastattavaksi v\u00e4litt\u00f6m\u00e4sti kaupanteon j\u00e4lkeen.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"warning\">\n <div class=\"bg-amber-50 border-b border-amber-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-amber-100 text-amber-700\">\n <i class=\"fa-solid fa-magnifying-glass\"><\/i> Harhaanjohtava kokonaishinta\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 4\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Lindforsinpuisto<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Lindforsinkatu 8 C (74,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Pyyntihinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">89 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-amber-600\">1194 \u20ac\/m\u00b2<\/p>\n <\/div>\n <div class=\"col-span-2\">\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Tuleva yhti\u00f6lainaosuus<\/p>\n <p class=\"text-lg font-bold text-slate-900\">~46 600 \u20ac (jyvitt\u00e4m\u00e4tt\u00e4)<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-screwdriver-wrench text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: K\u00e4ynniss\u00e4 (2025-2027)<\/p>\n <p class=\"text-xs text-slate-600\">Huoneiston C-rappu valmis, mutta lainaosuus viel\u00e4 jyvitt\u00e4m\u00e4tt\u00e4. Hissit uusitaan 2030.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-amber-50 border border-amber-200 rounded-xl p-4\">\n <p class=\"text-sm text-amber-800 font-semibold mb-1\"><i class=\"fa-solid fa-circle-info mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-amber-700 leading-relaxed\">\n <strong>Pyyntihinta antaa puutteellisen kuvan kokonaiskustannuksista.<\/strong> N\u00e4enn\u00e4isesti edullinen neli\u00f6hinta (1194 \u20ac\/m\u00b2) muodostuu, koska jyvitt\u00e4m\u00e4t\u00f6nt\u00e4 LVIS-yhti\u00f6lainaosuutta (n. 46 600 \u20ac) ei ole laskettu velattomaan hintaan. T\u00e4m\u00e4n toteutuessa asunnon todellinen hankintahinta nousee yli 1800 euron neli\u00f6tasolle. Hankintahinnan l\u00e4pin\u00e4kyvyys on ostajan n\u00e4k\u00f6kulmasta haasteellinen.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"warning\">\n <div class=\"bg-amber-50 border-b border-amber-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-amber-100 text-amber-700\">\n <i class=\"fa-solid fa-magnifying-glass\"><\/i> Osaltaan ylihinnoiteltu\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Valtakuja<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Opiskelijankatu 1 A (77,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">93 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-amber-600\">1200 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-clock-rotate-left text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Viivytetty<\/p>\n <p class=\"text-xs text-slate-600\">Vuoden 2025 tutkimuksen j\u00e4lkeen p\u00e4\u00e4tetty siirt\u00e4\u00e4 seuraavaa tutkimusta vuoteen 2030. My\u00f6s katto ja hissit elinkaarensa p\u00e4\u00e4ss\u00e4.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-amber-50 border border-amber-200 rounded-xl p-4\">\n <p class=\"text-sm text-amber-800 font-semibold mb-1\"><i class=\"fa-solid fa-circle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-amber-700 leading-relaxed\">\n <strong>Pyyntihinta on vain n\u00e4enn\u00e4isesti maltillinen.<\/strong> Neli\u00f6hinta 1200 \u20ac\/m\u00b2 ei riitt\u00e4v\u00e4sti kompensoi yhti\u00f6n todellista korjausvelkaa. Kriittiset j\u00e4rjestelm\u00e4t (LVIS, katto ja hissit) vaativat raskaita peruskorjauksia l\u00e4hitulevaisuudessa. Aidosti markkinaehtoinen neli\u00f6hinta n\u00e4in mittavalla korjausvelalla varustetussa kohteessa asettuisi l\u00e4hemm\u00e4s <strong>900 \u20ac\/m\u00b2<\/strong> (n. 70 000 \u20ac).\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"warning\">\n <div class=\"bg-amber-50 border-b border-amber-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-amber-100 text-amber-700\">\n <i class=\"fa-solid fa-magnifying-glass\"><\/i> Osaltaan ylihinnoiteltu\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Ahvenisraitti<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Ter\u00e4skatu 8 D (74,0 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">84 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-amber-600\">1135 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-helmet-safety text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Tutkimus 2027<\/p>\n <p class=\"text-xs text-slate-600\">Vesikaton uusimisen suunnittelu aloitettu 2026. LVIS-putkisto ja hissit edellytt\u00e4v\u00e4t saneerausta l\u00e4hivuosina.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-amber-50 border border-amber-200 rounded-xl p-4\">\n <p class=\"text-sm text-amber-800 font-semibold mb-1\"><i class=\"fa-solid fa-circle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-amber-700 leading-relaxed\">\n <strong>Korjausvelkaa ei ole t\u00e4ysim\u00e4\u00e4r\u00e4isesti hinnoiteltu.<\/strong> Vaikka 1135 \u20ac\/m\u00b2 vaikuttaa maltilliselta, se on edelleen liian korkea taso teknisen k\u00e4ytt\u00f6ik\u00e4ns\u00e4 ylitt\u00e4neiden j\u00e4rjestelmien osalta. Todellinen peruskorjaamattoman kohteen arvo (huomioiden tulevat putki-, katto- ja hissiremontit) on l\u00e4hemp\u00e4n\u00e4 <strong>900 \u20ac\/m\u00b2<\/strong> (n. 66 600 \u20ac). Nykyisell\u00e4 pyyntihinnalla uusi omistaja joutuu kantamaan huomattavan taloudellisen rasitteen.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"success\">\n <div class=\"bg-emerald-50 border-b border-emerald-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-emerald-100 text-emerald-700\">\n <i class=\"fa-solid fa-check\"><\/i> Huomioitu hinnassa\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Haukanhaka<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Opiskelijankatu 38 (62,0 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">55 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-emerald-600\">887 \u20ac\/m\u00b2<\/p>\n <\/div>\n <div class=\"col-span-2\">\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">LVIS arvio (tulossa)<\/p>\n <p class=\"text-lg font-bold text-slate-900\">~50 000 – 75 000 \u20ac<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-clipboard-list text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Suunnittelu 2026, Toteutus 2028<\/p>\n <p class=\"text-xs text-slate-600\">Jatkuvia m\u00e4rk\u00e4tilojen h\u00e4t\u00e4korjauksia. LVIS on v\u00e4ltt\u00e4m\u00e4t\u00f6n. Hissit elinkaarensa p\u00e4\u00e4ss\u00e4.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-emerald-50 border border-emerald-200 rounded-xl p-4\">\n <p class=\"text-sm text-emerald-800 font-semibold mb-1\"><i class=\"fa-solid fa-check-circle mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-emerald-700 leading-relaxed\">\n <strong>Riski heijastuu suoraan pyyntihintaan.<\/strong> Kohteen hinnoittelu on markkinaehtoinen suhteessa merkitt\u00e4v\u00e4\u00e4n korjausvelkaan (887 \u20ac\/m\u00b2). Hintataso vastaa yhti\u00f6n todellista kuntoa. Ostaja varautuu edullisella hankintahinnalla siihen, ett\u00e4 kokonaisp\u00e4\u00e4omakustannukset todenn\u00e4k\u00f6isesti v\u00e4hint\u00e4\u00e4n kaksinkertaistuvat tulevan LVIS-saneerauksen my\u00f6t\u00e4.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n <\/div>\n\n <footer class=\"mt-12 p-6 bg-slate-800 rounded-xl text-slate-300 text-sm flex items-start gap-4\">\n <i class=\"fa-solid fa-circle-info text-2xl text-slate-400 mt-1\"><\/i>\n <div>\n <strong class=\"text-white block mb-1\">Yhteenveto asunnonostajalle ja sijoittajalle:<\/strong>\n Hervannan markkinoilla on t\u00e4ll\u00e4 hetkell\u00e4 havaittavissa ilmi\u00f6, jossa alkuper\u00e4iskuntoisia (n. 45v) asuntoja pyrit\u00e4\u00e4n ajoittain myym\u00e4\u00e4n markkinoiden ylimm\u00e4ll\u00e4 hintatasolla. Tilanteessa, jossa pitk\u00e4n aikav\u00e4lin korjausvelka (LVIS, hissit ja katot) on siirtym\u00e4ss\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isen\u00e4 uuden ostajan rahoitettavaksi, <strong>oikea markkinaehtoinen neli\u00f6hinta tulisi asettua l\u00e4hemm\u00e4s 900 \u20ac\/m\u00b2<\/strong> \u2013 toisin kuin useissa kohteissa pyydetyt 1100\u20131800 \u20ac\/m\u00b2 tasot. Asunnon ostajan on v\u00e4ltt\u00e4m\u00e4t\u00f6nt\u00e4 arvioida hankinnan kannattavuutta aina kokonaiskustannusten (pyyntihinta + tulevat saneeraukset) kautta.\n <\/div>\n <\/footer>\n <\/div>\n\n <script>\n \/\/ Simple filtering logic for the buttons\n document.querySelectorAll('.filter-btn').forEach(button => {\n button.addEventListener('click', () => {\n \/\/ Remove active class from all buttons\n document.querySelectorAll('.filter-btn').forEach(btn => {\n btn.classList.remove('active', 'bg-slate-800', 'text-white');\n });\n \n \/\/ Add active class to clicked button\n button.classList.add('active');\n\n const filterValue = button.getAttribute('data-filter');\n const cards = document.querySelectorAll('.property-card');\n\n cards.forEach(card => {\n if (filterValue === 'all' || card.getAttribute('data-category') === filterValue) {\n card.style.display = 'block';\n } else {\n card.style.display = 'none';\n }\n });\n });\n });\n <\/script>\n<\/body>\n<\/html>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1006\" height=\"1024\" src=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-1006x1024.png\" alt=\"\" class=\"wp-image-1648\" srcset=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-1006x1024.png 1006w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-295x300.png 295w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-768x782.png 768w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58.png 1221w\" sizes=\"(max-width: 1006px) 100vw, 1006px\" \/><figcaption class=\"wp-element-caption\">Hervanta analyysi<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Hervannan Myyntikohteiden LVIS-riskit Hervannan Myyntikohteiden LVIS-riskit & Neli\u00f6hinnat Analyysi kahdeksasta myyntikohteesta. Kuinka l\u00e4hestyv\u00e4t peruskorjaukset heijastuvat pyyntihintoihin? Onko riski huomioitu asiallisesti, vai siirret\u00e4\u00e4nk\u00f6 korjausvelka v\u00e4hin \u00e4\u00e4nin uuden omistajan vastattavaksi? Kaikki kohteet Riski\u00e4 ei huomioitu (Ylihinnoiteltu) Harhaanjohtava…<\/p>\n","protected":false},"author":1,"featured_media":1648,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96,50,51,52,53],"tags":[94,57,40,80,93,89,73,92,66],"class_list":["post-1647","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ensiasunto","category-markkina","category-markkina-analyysit","category-tietoa-osakkaille","category-sijoittajille","tag-asunnon-ostaminen","tag-asuntosijoittaminen","tag-hutiostos","tag-loorulyzer","tag-piilokulut-asuntokaupassa","tag-sadesieni","tag-taloyhtiotieto","tag-tampere-hervanta-asunnot","tag-yhtiolaina"],"_links":{"self":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1647"}],"version-history":[{"count":5,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1647\/revisions"}],"predecessor-version":[{"id":1653,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1647\/revisions\/1653"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/media\/1648"}],"wp:attachment":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":1647,"date":"2026-08-20T05:26:09","date_gmt":"2026-08-20T05:26:09","guid":{"rendered":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/?p=1647"},"modified":"2026-08-20T05:49:41","modified_gmt":"2026-08-20T05:49:41","slug":"ai-analyysi-hervannan-lvis-pommit","status":"publish","type":"post","link":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/?p=1647","title":{"rendered":"AI Analyysi – Hervannan LVIS-pommit"},"content":{"rendered":"\n\n\n\n \n \n Hervannan Myyntikohteiden LVIS-riskit<\/title>\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n <link href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\" rel=\"stylesheet\">\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@300;400;500;600;700;800&display=swap\" rel=\"stylesheet\">\n \n <script>\n tailwind.config = {\n theme: {\n extend: {\n fontFamily: {\n sans: ['Inter', 'sans-serif'],\n },\n colors: {\n danger: '#ef4444',\n warning: '#f59e0b',\n success: '#10b981',\n },\n fontSize: {\n 'xs': ['16px', '24px'], \/\/ Oli 12px\n 'sm': ['18px', '28px'], \/\/ Oli 14px\n 'base': ['20px', '28px'], \/\/ Oli 16px\n 'lg': ['22px', '32px'], \/\/ Oli 18px\n 'xl': ['24px', '32px'], \/\/ Oli 20px\n '2xl': ['28px', '36px'], \/\/ Oli 24px\n '3xl': ['34px', '40px'], \/\/ Oli 30px\n '4xl': ['40px', '48px'], \/\/ Oli 36px\n }\n }\n }\n }\n <\/script>\n <style>\n body { font-family: 'Inter', sans-serif; background-color: #f8fafc; }\n .property-card { transition: all 0.3s ease; }\n .property-card:hover { transform: translateY(-3px); box-shadow: 0 12px 24px -10px rgba(0, 0, 0, 0.1); }\n .highlight-danger { animation: subtlePulse 3s infinite; border: 2px solid #ef4444; }\n \n @keyframes subtlePulse {\n 0% { box-shadow: 0 0 0 0 rgba(239, 68, 68, 0.4); }\n 70% { box-shadow: 0 0 0 10px rgba(239, 68, 68, 0); }\n 100% { box-shadow: 0 0 0 0 rgba(239, 68, 68, 0); }\n }\n\n .filter-btn.active {\n background-color: #1e293b;\n color: white;\n border-color: #1e293b;\n }\n <\/style>\n<\/head>\n<body class=\"text-slate-800 bg-transparent\">\n\n <div class=\"w-full\">\n \n <header class=\"bg-white rounded-2xl shadow-sm border border-slate-200 p-6 sm:p-10 mb-8 text-center relative overflow-hidden\">\n <div class=\"absolute top-0 left-0 w-full h-2 bg-gradient-to-r from-danger via-warning to-success\"><\/div>\n <h1 class=\"text-3xl sm:text-4xl font-extrabold text-slate-900 tracking-tight mb-4\">\n Hervannan Myyntikohteiden LVIS-riskit & Neli\u00f6hinnat\n <\/h1>\n <p class=\"text-lg text-slate-600 max-w-3xl mx-auto leading-relaxed\">\n Analyysi kahdeksasta myyntikohteesta. Kuinka l\u00e4hestyv\u00e4t peruskorjaukset heijastuvat pyyntihintoihin? Onko riski huomioitu asiallisesti, vai siirret\u00e4\u00e4nk\u00f6 korjausvelka v\u00e4hin \u00e4\u00e4nin uuden omistajan vastattavaksi?\n <\/p>\n \n \n <div class=\"mt-8 flex flex-wrap justify-center gap-3\">\n <button class=\"filter-btn active px-4 py-2 rounded-full border border-slate-300 text-sm font-medium hover:bg-slate-100 transition-colors\" data-filter=\"all\">Kaikki kohteet<\/button>\n <button class=\"filter-btn px-4 py-2 rounded-full border border-red-300 text-red-700 bg-red-50 text-sm font-medium hover:bg-red-100 transition-colors\" data-filter=\"danger\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Riski\u00e4 ei huomioitu (Ylihinnoiteltu)<\/button>\n <button class=\"filter-btn px-4 py-2 rounded-full border border-amber-300 text-amber-700 bg-amber-50 text-sm font-medium hover:bg-amber-100 transition-colors\" data-filter=\"warning\"><i class=\"fa-solid fa-magnifying-glass mr-1\"><\/i> Harhaanjohtava pyyntihinta<\/button>\n <button class=\"filter-btn px-4 py-2 rounded-full border border-emerald-300 text-emerald-700 bg-emerald-50 text-sm font-medium hover:bg-emerald-100 transition-colors\" data-filter=\"success\"><i class=\"fa-solid fa-check mr-1\"><\/i> Huomioitu hinnassa<\/button>\n <\/div>\n <\/header>\n\n \n <div class=\"flex flex-col gap-6\" id=\"properties-container\">\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-lg overflow-hidden highlight-danger relative\" data-category=\"danger\">\n <div class=\"absolute top-0 right-0 bg-red-600 text-white text-xs font-black px-4 py-1.5 rounded-bl-xl uppercase tracking-widest z-10 shadow-md\">\n Kriittinen Ylihinnoittelu\n <\/div>\n <div class=\"bg-red-50 border-b border-red-200 p-5 pt-8\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-bold bg-red-100 text-red-800 uppercase tracking-wide\">\n <i class=\"fa-solid fa-skull-crossbones\"><\/i> Piilotettu Kustannusriski\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500 bg-white px-2 py-1 rounded shadow-sm\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-2xl font-bold text-slate-900 mb-1\">As. Oy Hannenkoti<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Paavo Kolin katu 7 (93,0 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">139 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">1494 \u20ac\/m\u00b2<\/p>\n <\/div>\n <div class=\"col-span-2\">\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Tuleva LVIS-lainaosuus<\/p>\n <p class=\"text-lg font-bold text-red-600\">~75 000 \u20ac (arvio)<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-biohazard text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Toteutus 2026-2027<\/p>\n <p class=\"text-xs text-slate-600\">Historiassa pitkittyneit\u00e4 kosteus- ja sis\u00e4ilmaongelmia. V\u00e4litt\u00f6m\u00e4sti LVIS-urakan per\u00e4\u00e4n suunnitellaan julkisivusaneerausta (2027).<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-300 rounded-xl p-4\">\n <p class=\"text-sm text-red-900 font-bold mb-1\"><i class=\"fa-solid fa-bullhorn mr-1\"><\/i> Analyysi: Kohtuuton taloudellinen riski<\/p>\n <p class=\"text-sm text-red-800 leading-relaxed\">\n <strong>Merkitt\u00e4v\u00e4 korjausvelan siirt\u00e4minen ostajalle:<\/strong> Arvioitua 75 000 euron LVIS-lainaosuutta ei ole tuotu riitt\u00e4v\u00e4n l\u00e4pin\u00e4kyv\u00e4sti esiin myyntihinnoittelussa. Asuntoa pyrit\u00e4\u00e4n myym\u00e4\u00e4n asiallisesti remontoitujen kohteiden hintatasolla (n. 1500 \u20ac\/m\u00b2), vaikka kyseess\u00e4 on korjausi\u00e4ss\u00e4 oleva kohde, jonka pitk\u00e4n aikav\u00e4lin ongelmat siirtyv\u00e4t uuden omistajan maksettavaksi. Kohteen aidosti markkinaehtoinen arvo ennen n\u00e4in laajaa peruskorjausta asettuisi <strong>~900 \u20ac\/m\u00b2<\/strong> (n. 83 700 \u20ac) tuntumaan. Nykyinen pyyntihinta altistaa ostajan huomattavalle taloudelliselle tappiolle.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"danger\">\n <div class=\"bg-red-50 border-b border-red-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-red-100 text-red-700\">\n <i class=\"fa-solid fa-triangle-exclamation\"><\/i> Kest\u00e4m\u00e4t\u00f6n hintataso\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Ahveniskallio<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Opinpolku 1 A (78,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">147 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-red-600\">1872 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-faucet-drip text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Seurannassa (Tuleva hanke)<\/p>\n <p class=\"text-xs text-slate-600\">42 vuotta vanha yhti\u00f6. Pistem\u00e4isi\u00e4 m\u00e4rk\u00e4tilakorjauksia tehty. My\u00f6s hissit uusittava l\u00e4hivuosina.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-200 rounded-xl p-4\">\n <p class=\"text-sm text-red-800 font-semibold mb-1\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-red-700 leading-relaxed\">\n <strong>LVIS-riski\u00e4 ei ole huomioitu hinnoittelussa.<\/strong> Kohteesta pyydet\u00e4\u00e4n markkinoiden k\u00e4rkip\u00e4\u00e4n neli\u00f6hintaa (1872 \u20ac\/m\u00b2), vaikka yhti\u00f6 on 42 vuotta vanha ja edess\u00e4 on l\u00e4hitulevaisuudessa laaja LVIS-saneeraus sek\u00e4 hissien uusiminen. Kohde edustaa tilannetta, jossa tulevat raskaat investoinnit j\u00e4\u00e4v\u00e4t kokonaisuudessaan uuden omistajan rahoitettavaksi, tehden kokonaiskustannuksista ep\u00e4realistisen korkeat asunnon arvoon n\u00e4hden.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"danger\">\n <div class=\"bg-red-50 border-b border-red-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-red-100 text-red-700\">\n <i class=\"fa-solid fa-triangle-exclamation\"><\/i> Kest\u00e4m\u00e4t\u00f6n hintataso\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 4\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Satop\u00e4ivi<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Kanjoninkatu 13 (92,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">169 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-red-600\">1827 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-faucet-drip text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Tutkimusvaihe<\/p>\n <p class=\"text-xs text-slate-600\">Poikkeuksellisen korkea hoitovastike (5,66 \u20ac\/m\u00b2). LVIS-seurantatutkimus 2024, putket elinkaarensa p\u00e4\u00e4ss\u00e4.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-200 rounded-xl p-4\">\n <p class=\"text-sm text-red-800 font-semibold mb-1\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-red-700 leading-relaxed\">\n <strong>Merkitt\u00e4v\u00e4 ep\u00e4suhta hinnan ja yll\u00e4pitokulujen v\u00e4lill\u00e4.<\/strong> Asunnosta pyydet\u00e4\u00e4n korkeaa hintaa tilanteessa, jossa LVIS-remontti l\u00e4hestyy v\u00e4ist\u00e4m\u00e4tt\u00e4 ja yhti\u00f6n juoksevat hoitokulut ovat jo valmiiksi raskaat. Ostaja sitoo suuren m\u00e4\u00e4r\u00e4n omaa p\u00e4\u00e4omaa yhti\u00f6\u00f6n, jonka asumiskustannukset tulevat nousemaan tulevien rahoitusvastikkeiden my\u00f6t\u00e4 viel\u00e4 entisest\u00e4\u00e4n.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"danger\">\n <div class=\"bg-red-50 border-b border-red-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-red-100 text-red-700\">\n <i class=\"fa-solid fa-triangle-exclamation\"><\/i> Kest\u00e4m\u00e4t\u00f6n hintataso\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy P\u00e4hkin\u00e4nakkeli<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Kemiankatu 4 B (78,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">129 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-red-600\">1643 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-calendar-xmark text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Suositus vuodelle 2027<\/p>\n <p class=\"text-xs text-slate-600\">My\u00f6s hissien uusiminen suositeltu vuodelle 2028. Kaksi taloyhti\u00f6n kalleinta hanketta p\u00e4\u00e4llekk\u00e4in.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-red-50 border border-red-200 rounded-xl p-4\">\n <p class=\"text-sm text-red-800 font-semibold mb-1\"><i class=\"fa-solid fa-triangle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-red-700 leading-relaxed\">\n <strong>Rahoitustarpeen kasautumista ei ole huomioitu.<\/strong> Yli 1600 euron neli\u00f6hinta ei heijasta yhti\u00f6n todellista tilannetta. Putkiremontin (2027) ja hissiremontin (2028) p\u00e4\u00e4llekk\u00e4isyys realisoituu poikkeuksellisen raskaana rahoitustarpeena uuden omistajan vastattavaksi v\u00e4litt\u00f6m\u00e4sti kaupanteon j\u00e4lkeen.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"warning\">\n <div class=\"bg-amber-50 border-b border-amber-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-amber-100 text-amber-700\">\n <i class=\"fa-solid fa-magnifying-glass\"><\/i> Harhaanjohtava kokonaishinta\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 4\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Lindforsinpuisto<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Lindforsinkatu 8 C (74,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Pyyntihinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">89 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-amber-600\">1194 \u20ac\/m\u00b2<\/p>\n <\/div>\n <div class=\"col-span-2\">\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Tuleva yhti\u00f6lainaosuus<\/p>\n <p class=\"text-lg font-bold text-slate-900\">~46 600 \u20ac (jyvitt\u00e4m\u00e4tt\u00e4)<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-screwdriver-wrench text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: K\u00e4ynniss\u00e4 (2025-2027)<\/p>\n <p class=\"text-xs text-slate-600\">Huoneiston C-rappu valmis, mutta lainaosuus viel\u00e4 jyvitt\u00e4m\u00e4tt\u00e4. Hissit uusitaan 2030.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-amber-50 border border-amber-200 rounded-xl p-4\">\n <p class=\"text-sm text-amber-800 font-semibold mb-1\"><i class=\"fa-solid fa-circle-info mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-amber-700 leading-relaxed\">\n <strong>Pyyntihinta antaa puutteellisen kuvan kokonaiskustannuksista.<\/strong> N\u00e4enn\u00e4isesti edullinen neli\u00f6hinta (1194 \u20ac\/m\u00b2) muodostuu, koska jyvitt\u00e4m\u00e4t\u00f6nt\u00e4 LVIS-yhti\u00f6lainaosuutta (n. 46 600 \u20ac) ei ole laskettu velattomaan hintaan. T\u00e4m\u00e4n toteutuessa asunnon todellinen hankintahinta nousee yli 1800 euron neli\u00f6tasolle. Hankintahinnan l\u00e4pin\u00e4kyvyys on ostajan n\u00e4k\u00f6kulmasta haasteellinen.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"warning\">\n <div class=\"bg-amber-50 border-b border-amber-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-amber-100 text-amber-700\">\n <i class=\"fa-solid fa-magnifying-glass\"><\/i> Osaltaan ylihinnoiteltu\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Valtakuja<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Opiskelijankatu 1 A (77,5 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">93 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-amber-600\">1200 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-clock-rotate-left text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Viivytetty<\/p>\n <p class=\"text-xs text-slate-600\">Vuoden 2025 tutkimuksen j\u00e4lkeen p\u00e4\u00e4tetty siirt\u00e4\u00e4 seuraavaa tutkimusta vuoteen 2030. My\u00f6s katto ja hissit elinkaarensa p\u00e4\u00e4ss\u00e4.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-amber-50 border border-amber-200 rounded-xl p-4\">\n <p class=\"text-sm text-amber-800 font-semibold mb-1\"><i class=\"fa-solid fa-circle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-amber-700 leading-relaxed\">\n <strong>Pyyntihinta on vain n\u00e4enn\u00e4isesti maltillinen.<\/strong> Neli\u00f6hinta 1200 \u20ac\/m\u00b2 ei riitt\u00e4v\u00e4sti kompensoi yhti\u00f6n todellista korjausvelkaa. Kriittiset j\u00e4rjestelm\u00e4t (LVIS, katto ja hissit) vaativat raskaita peruskorjauksia l\u00e4hitulevaisuudessa. Aidosti markkinaehtoinen neli\u00f6hinta n\u00e4in mittavalla korjausvelalla varustetussa kohteessa asettuisi l\u00e4hemm\u00e4s <strong>900 \u20ac\/m\u00b2<\/strong> (n. 70 000 \u20ac).\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"warning\">\n <div class=\"bg-amber-50 border-b border-amber-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-amber-100 text-amber-700\">\n <i class=\"fa-solid fa-magnifying-glass\"><\/i> Osaltaan ylihinnoiteltu\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Ahvenisraitti<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Ter\u00e4skatu 8 D (74,0 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">84 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-amber-600\">1135 \u20ac\/m\u00b2<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-helmet-safety text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Tutkimus 2027<\/p>\n <p class=\"text-xs text-slate-600\">Vesikaton uusimisen suunnittelu aloitettu 2026. LVIS-putkisto ja hissit edellytt\u00e4v\u00e4t saneerausta l\u00e4hivuosina.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-amber-50 border border-amber-200 rounded-xl p-4\">\n <p class=\"text-sm text-amber-800 font-semibold mb-1\"><i class=\"fa-solid fa-circle-exclamation mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-amber-700 leading-relaxed\">\n <strong>Korjausvelkaa ei ole t\u00e4ysim\u00e4\u00e4r\u00e4isesti hinnoiteltu.<\/strong> Vaikka 1135 \u20ac\/m\u00b2 vaikuttaa maltilliselta, se on edelleen liian korkea taso teknisen k\u00e4ytt\u00f6ik\u00e4ns\u00e4 ylitt\u00e4neiden j\u00e4rjestelmien osalta. Todellinen peruskorjaamattoman kohteen arvo (huomioiden tulevat putki-, katto- ja hissiremontit) on l\u00e4hemp\u00e4n\u00e4 <strong>900 \u20ac\/m\u00b2<\/strong> (n. 66 600 \u20ac). Nykyisell\u00e4 pyyntihinnalla uusi omistaja joutuu kantamaan huomattavan taloudellisen rasitteen.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n \n <article class=\"property-card bg-white rounded-2xl shadow-sm border border-slate-200 overflow-hidden\" data-category=\"success\">\n <div class=\"bg-emerald-50 border-b border-emerald-100 p-5\">\n <div class=\"flex justify-between items-start mb-2\">\n <span class=\"inline-flex items-center gap-1 px-2.5 py-1 rounded-md text-xs font-semibold bg-emerald-100 text-emerald-700\">\n <i class=\"fa-solid fa-check\"><\/i> Huomioitu hinnassa\n <\/span>\n <span class=\"text-xs font-semibold text-slate-500\">Kokonaisriski 5\/5<\/span>\n <\/div>\n <h2 class=\"text-xl font-bold text-slate-900 mb-1\">As. Oy Haukanhaka<\/h2>\n <p class=\"text-sm text-slate-600\"><i class=\"fa-solid fa-location-dot mr-1 text-slate-400\"><\/i> Opiskelijankatu 38 (62,0 m\u00b2)<\/p>\n <\/div>\n \n <div class=\"p-5\">\n <div class=\"grid grid-cols-2 sm:grid-cols-4 gap-4 mb-6 bg-slate-50 p-4 rounded-xl border border-slate-100\">\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Velaton hinta<\/p>\n <p class=\"text-lg font-bold text-slate-900\">55 000 \u20ac<\/p>\n <\/div>\n <div>\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">Neli\u00f6hinta<\/p>\n <p class=\"text-lg font-bold text-emerald-600\">887 \u20ac\/m\u00b2<\/p>\n <\/div>\n <div class=\"col-span-2\">\n <p class=\"text-xs text-slate-500 uppercase tracking-wider mb-1\">LVIS arvio (tulossa)<\/p>\n <p class=\"text-lg font-bold text-slate-900\">~50 000 – 75 000 \u20ac<\/p>\n <\/div>\n <\/div>\n\n <div class=\"space-y-3 mb-6\">\n <div class=\"flex items-start gap-3\">\n <i class=\"fa-solid fa-clipboard-list text-slate-400 mt-1\"><\/i>\n <div>\n <p class=\"text-sm font-semibold text-slate-900\">LVIS-tila: Suunnittelu 2026, Toteutus 2028<\/p>\n <p class=\"text-xs text-slate-600\">Jatkuvia m\u00e4rk\u00e4tilojen h\u00e4t\u00e4korjauksia. LVIS on v\u00e4ltt\u00e4m\u00e4t\u00f6n. Hissit elinkaarensa p\u00e4\u00e4ss\u00e4.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-emerald-50 border border-emerald-200 rounded-xl p-4\">\n <p class=\"text-sm text-emerald-800 font-semibold mb-1\"><i class=\"fa-solid fa-check-circle mr-1\"><\/i> Analyysi<\/p>\n <p class=\"text-sm text-emerald-700 leading-relaxed\">\n <strong>Riski heijastuu suoraan pyyntihintaan.<\/strong> Kohteen hinnoittelu on markkinaehtoinen suhteessa merkitt\u00e4v\u00e4\u00e4n korjausvelkaan (887 \u20ac\/m\u00b2). Hintataso vastaa yhti\u00f6n todellista kuntoa. Ostaja varautuu edullisella hankintahinnalla siihen, ett\u00e4 kokonaisp\u00e4\u00e4omakustannukset todenn\u00e4k\u00f6isesti v\u00e4hint\u00e4\u00e4n kaksinkertaistuvat tulevan LVIS-saneerauksen my\u00f6t\u00e4.\n <\/p>\n <\/div>\n <\/div>\n <\/article>\n\n <\/div>\n\n <footer class=\"mt-12 p-6 bg-slate-800 rounded-xl text-slate-300 text-sm flex items-start gap-4\">\n <i class=\"fa-solid fa-circle-info text-2xl text-slate-400 mt-1\"><\/i>\n <div>\n <strong class=\"text-white block mb-1\">Yhteenveto asunnonostajalle ja sijoittajalle:<\/strong>\n Hervannan markkinoilla on t\u00e4ll\u00e4 hetkell\u00e4 havaittavissa ilmi\u00f6, jossa alkuper\u00e4iskuntoisia (n. 45v) asuntoja pyrit\u00e4\u00e4n ajoittain myym\u00e4\u00e4n markkinoiden ylimm\u00e4ll\u00e4 hintatasolla. Tilanteessa, jossa pitk\u00e4n aikav\u00e4lin korjausvelka (LVIS, hissit ja katot) on siirtym\u00e4ss\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isen\u00e4 uuden ostajan rahoitettavaksi, <strong>oikea markkinaehtoinen neli\u00f6hinta tulisi asettua l\u00e4hemm\u00e4s 900 \u20ac\/m\u00b2<\/strong> \u2013 toisin kuin useissa kohteissa pyydetyt 1100\u20131800 \u20ac\/m\u00b2 tasot. Asunnon ostajan on v\u00e4ltt\u00e4m\u00e4t\u00f6nt\u00e4 arvioida hankinnan kannattavuutta aina kokonaiskustannusten (pyyntihinta + tulevat saneeraukset) kautta.\n <\/div>\n <\/footer>\n <\/div>\n\n <script>\n \/\/ Simple filtering logic for the buttons\n document.querySelectorAll('.filter-btn').forEach(button => {\n button.addEventListener('click', () => {\n \/\/ Remove active class from all buttons\n document.querySelectorAll('.filter-btn').forEach(btn => {\n btn.classList.remove('active', 'bg-slate-800', 'text-white');\n });\n \n \/\/ Add active class to clicked button\n button.classList.add('active');\n\n const filterValue = button.getAttribute('data-filter');\n const cards = document.querySelectorAll('.property-card');\n\n cards.forEach(card => {\n if (filterValue === 'all' || card.getAttribute('data-category') === filterValue) {\n card.style.display = 'block';\n } else {\n card.style.display = 'none';\n }\n });\n });\n });\n <\/script>\n<\/body>\n<\/html>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1006\" height=\"1024\" src=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-1006x1024.png\" alt=\"\" class=\"wp-image-1648\" srcset=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-1006x1024.png 1006w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-295x300.png 295w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58-768x782.png 768w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-20-at-08.21.58.png 1221w\" sizes=\"(max-width: 1006px) 100vw, 1006px\" \/><figcaption class=\"wp-element-caption\">Hervanta analyysi<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Hervannan Myyntikohteiden LVIS-riskit Hervannan Myyntikohteiden LVIS-riskit & Neli\u00f6hinnat Analyysi kahdeksasta myyntikohteesta. Kuinka l\u00e4hestyv\u00e4t peruskorjaukset heijastuvat pyyntihintoihin? Onko riski huomioitu asiallisesti, vai siirret\u00e4\u00e4nk\u00f6 korjausvelka v\u00e4hin \u00e4\u00e4nin uuden omistajan vastattavaksi? Kaikki kohteet Riski\u00e4 ei huomioitu (Ylihinnoiteltu) Harhaanjohtava…<\/p>\n","protected":false},"author":1,"featured_media":1648,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96,50,51,52,53],"tags":[94,57,40,80,93,89,73,92,66],"class_list":["post-1647","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ensiasunto","category-markkina","category-markkina-analyysit","category-tietoa-osakkaille","category-sijoittajille","tag-asunnon-ostaminen","tag-asuntosijoittaminen","tag-hutiostos","tag-loorulyzer","tag-piilokulut-asuntokaupassa","tag-sadesieni","tag-taloyhtiotieto","tag-tampere-hervanta-asunnot","tag-yhtiolaina"],"_links":{"self":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1647"}],"version-history":[{"count":5,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1647\/revisions"}],"predecessor-version":[{"id":1653,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1647\/revisions\/1653"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/media\/1648"}],"wp:attachment":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}