{"id":1607,"date":"2026-07-27T10:43:10","date_gmt":"2026-07-27T10:43:10","guid":{"rendered":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/?p=1607"},"modified":"2026-07-27T10:58:13","modified_gmt":"2026-07-27T10:58:13","slug":"kadonnut-kansallisvarallisuus-asunto-oy-hannenkoti","status":"publish","type":"post","link":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/?p=1607","title":{"rendered":"Kadonnut kansallisvarallisuus \u2013 Asunto Oy Hannenkoti"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\n\n\n \n \n Kadonnut kansallisvarallisuus \u2013 Asunto Oy Hannenkoti<\/title>\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n <style>\n @import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;700;900&display=swap');\n body { font-family: 'Inter', sans-serif; }\n <\/style>\n<\/head>\n<body class=\"bg-slate-50 text-slate-900 min-h-screen p-4 md:p-12\">\n\n <header class=\"w-full mb-12\">\n <h1 class=\"text-4xl font-extrabold text-slate-900 mb-6\">Kadonnut kansallisvarallisuus \u2013 Asunto Oy Hannenkoti<\/h1>\n <p class=\"text-lg text-slate-600 max-w-5xl\">\n Asunto-osakeyhti\u00f6 ei ollutkaan tuottava sijoitus, vaan kulumisprosessi. \n Paperilla kasvanut varallisuus olikin todellisuudessa piilotettua korjausvelkaa, joka nyt realisoituu massiivisena taloudellisena taakkana.\n <\/p>\n <\/header>\n\n <main class=\"w-full bg-white rounded-xl shadow-sm border border-slate-200 p-8 md:p-12\">\n \n <div class=\"grid lg:grid-cols-2 gap-12 mb-12\">\n <div class=\"space-y-6\">\n <h2 class=\"text-2xl font-bold border-b border-slate-200 pb-2\">Varallisuuden illuusio vs. realiteetti<\/h2>\n <div class=\"grid grid-cols-2 gap-4\">\n <div class=\"bg-slate-100 p-6 rounded-lg\">\n <p class=\"text-[10px] text-slate-500 font-bold uppercase tracking-wider\">Alkuper\u00e4inen arvo (1981)<\/p>\n <p class=\"text-xl font-black text-slate-900 mt-1\">~103 000 \u20ac<\/p>\n <\/div>\n <div class=\"bg-indigo-50 p-6 rounded-lg border border-indigo-100\">\n <p class=\"text-[10px] text-indigo-700 font-bold uppercase tracking-wider\">\"Paperiarvo\" (2026)<\/p>\n <p class=\"text-xl font-black text-indigo-700 mt-1\">~145 000 \u20ac<\/p>\n <\/div>\n <\/div>\n \n <div class=\"bg-red-50 p-6 rounded-lg border border-red-100\">\n <p class=\"text-[10px] text-red-600 font-bold uppercase tracking-wider\">Realisoitunut korjausvelka<\/p>\n <p class=\"text-2xl font-black text-red-700 mt-1\">- 90 000 \u20ac<\/p>\n <\/div>\n \n <div class=\"bg-emerald-600 p-6 rounded-lg shadow-md\">\n <p class=\"text-[10px] text-emerald-100 font-bold uppercase tracking-wider\">Todellinen k\u00e4teenj\u00e4\u00e4v\u00e4 arvo<\/p>\n <p class=\"text-2xl font-black text-white mt-1\">= 55 000 \u20ac<\/p>\n <\/div>\n <\/div>\n\n <div class=\"bg-slate-50 p-6 rounded-xl border border-slate-200 flex items-center justify-center\">\n <canvas id=\"lineChart\" width=\"600\" height=\"300\" class=\"w-full h-auto\"><\/canvas>\n <\/div>\n <\/div>\n\n <div class=\"grid lg:grid-cols-2 gap-8 mb-12\">\n <div class=\"bg-slate-900 text-white rounded-xl p-8\">\n <h3 class=\"font-bold text-xl mb-4\">Analyysi: Illuusion loppu<\/h3>\n <p class=\"text-slate-300 text-sm mb-6 leading-relaxed\">Yhti\u00f6kokous on valtuuttanut hallituksen ottamaan 3 miljoonan euron lainan, josta esimerkkiasuntomme osuus on 80 000 \u20ac. Lis\u00e4ksi tuleva julkisivuremontti tuo 10 000 \u20ac lis\u00e4laskun, nostaen kokonaisvelan 90 000 euroon.<\/p>\n \n <div class=\"bg-slate-800 p-6 rounded-lg border border-slate-700 space-y-4 text-sm\">\n <div class=\"flex justify-between items-center\">\n <span class=\"pr-4\">Rahoitusvastike (90 000 \u20ac @ 4 %, 25 v):<\/span>\n <span class=\"font-bold text-emerald-400 whitespace-nowrap text-right\">~475 \u20ac\/kk<\/span>\n <\/div>\n <div class=\"flex justify-between items-center\">\n <span class=\"pr-4\">Hoitovastike (sis. vesi):<\/span>\n <span class=\"font-bold text-emerald-400 whitespace-nowrap text-right\">400 \u20ac\/kk<\/span>\n <\/div>\n <div class=\"flex justify-between items-center border-t border-slate-700 pt-4\">\n <span class=\"font-bold text-base pr-4\">Asumisen kokonaiskustannus:<\/span>\n <span class=\"font-bold text-base text-white whitespace-nowrap text-right\">~1 058 \u20ac\/kk<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-amber-50 border border-amber-200 rounded-xl p-8\">\n <h3 class=\"font-bold text-xl mb-4 text-amber-900\">Markkinahuippu 2023: Tuhoisa sijoitus<\/h3>\n <p class=\"text-amber-800 text-sm mb-6 leading-relaxed\">\n Suurimpia h\u00e4vi\u00e4ji\u00e4 ovat ne, jotka ovat ostaneet asunnon markkinahinnalla vuoden 1981 j\u00e4lkeen. He ovat maksaneet \"asumisesta\" hinnan, joka sis\u00e4lt\u00e4\u00e4 oletuksen arvonnoususta, vaikka he ovat todellisuudessa vain rahoittaneet yhti\u00f6n yll\u00e4pidon puutetta.\n <\/p>\n <div class=\"space-y-3 text-sm text-amber-900\">\n <p><strong>Esimerkki 2023 ostajalle (160 000 \u20ac):<\/strong><\/p>\n <p>Todellinen kulu (3v): (160 000 - 55 000 \u20ac arvon alenema) \/ 36kk = <strong>2 916 \u20ac\/kk<\/strong> + hoitovastike (400 \u20ac\/kk) = <strong>n. 3 316 \u20ac\/kk.<\/strong><\/p>\n <p><strong>Vakuusvaje:<\/strong> 90% laina (144 000 \u20ac) vs. 55 000 \u20ac uusi vakuusarvo = <strong>89 000 \u20ac vakuusvaje.<\/strong><\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"bg-slate-50 rounded-xl p-8 border border-slate-200 mb-8\">\n <h3 class=\"font-bold text-xl mb-4 text-slate-900\">Case-esimerkki: Tiedostettu laiminly\u00f6nti<\/h3>\n <p class=\"text-slate-700 text-sm leading-relaxed\">\n Asunto Oy Hannenkodissa tilannetta pahentaa tietoinen toiminta: yhti\u00f6ss\u00e4 on j\u00e4tetty toteuttamatta muun muassa jo vuonna 2012 kehotetut kosteus- ja mikrobivauriokorjaukset, sek\u00e4 vesieristeiden ja saunojen h\u00f6yrynsulkujen asianmukaiset kunnostukset. Is\u00e4nn\u00f6itsij\u00e4n oikeudessa antaman lausunnon mukaan n\u00e4m\u00e4 kriittiset korjaustarpeet olivat hallinnon tiedossa, mutta niit\u00e4 ei suoritettu. T\u00e4st\u00e4 huolimatta osakkeita on myyty uusille ostajille \"markkinahintaan\", sivuuttaen t\u00e4ysin vaurioiden vaikutus yhti\u00f6n osakkeiden todelliseen arvoon.\n <\/p>\n <\/div>\n\n <div class=\"bg-slate-50 rounded-xl p-8 border border-slate-200\">\n <h3 class=\"font-bold text-xl mb-4 text-slate-900\">Luotottajan vastuu ja systeeminen riski<\/h3>\n <p class=\"text-slate-700 text-sm leading-relaxed\">\n Rahoituslaitosten rooli vakuusarvojen m\u00e4\u00e4ritt\u00e4jin\u00e4 on ollut keskeinen osa t\u00e4t\u00e4 dynamiikkaa. Asunto-osake on kuluva hy\u00f6dyke, jonka taloudellinen arvo on laskeva ilman jatkuvia, p\u00e4\u00e4omaintensiivisi\u00e4 yll\u00e4pitotoimia. Markkinatiedon lis\u00e4\u00e4ntyess\u00e4 on kohdattava realiteetti: velkaiset asunto-osakeyhti\u00f6t edustavat merkitt\u00e4v\u00e4\u00e4 sijoitusriski\u00e4. Luotottajien kyky ja tahto analysoida yhti\u00f6iden rakenteellista elinkaarta on ollut riitt\u00e4m\u00e4t\u00f6n, mik\u00e4 on johtanut tilanteeseen, jossa yksitt\u00e4iset omistajat kantavat korjausvelan aiheuttaman p\u00e4\u00e4omakadon henkil\u00f6kohtaisella vastuullaan.\n <\/p>\n <\/div>\n <\/main>\n\n <script>\n const canvas = document.getElementById('lineChart');\n const ctx = canvas.getContext('2d');\n\n function draw() {\n ctx.clearRect(0, 0, canvas.width, canvas.height);\n \n \/\/ X-akseli\n ctx.strokeStyle = '#94a3b8';\n ctx.lineWidth = 2;\n ctx.beginPath();\n ctx.moveTo(40, 250);\n ctx.lineTo(560, 250);\n ctx.stroke();\n\n \/\/ Y-koordinaatit\n const x1 = 40;\n const x2 = 560;\n const yStart = 150; \/\/ 103 000\n const yEndPaper = 80; \/\/ 145 000\n const yEndReal = 200; \/\/ 55 000\n\n \/\/ T\u00e4yt\u00e4 punainen alue viivojen v\u00e4list\u00e4 (Korjausvelka)\n ctx.fillStyle = 'rgba(239, 68, 68, 0.2)';\n ctx.beginPath();\n ctx.moveTo(x1, yStart);\n ctx.lineTo(x2, yEndPaper);\n ctx.lineTo(x2, yEndReal);\n ctx.lineTo(x1, yStart);\n ctx.fill();\n\n \/\/ Sininen viiva (Paperiarvo)\n ctx.strokeStyle = '#4f46e5';\n ctx.lineWidth = 4;\n ctx.beginPath();\n ctx.moveTo(x1, yStart);\n ctx.lineTo(x2, yEndPaper);\n ctx.stroke();\n\n \/\/ Punainen katkoviiva (Todellinen arvo)\n ctx.strokeStyle = '#dc2626';\n ctx.lineWidth = 4;\n ctx.setLineDash([10, 10]);\n ctx.beginPath();\n ctx.moveTo(x1, yStart);\n ctx.lineTo(x2, yEndReal);\n ctx.stroke();\n ctx.setLineDash([]);\n \n \/\/ Tekstit ja summat\n ctx.fillStyle = '#64748b';\n ctx.font = '12px Inter';\n ctx.fillText('1981 (103 000 \u20ac)', x1 - 20, 270);\n ctx.fillText('2026 (55 000 \u20ac)', x2 - 80, 270);\n \n ctx.fillStyle = '#4f46e5';\n ctx.font = 'bold 12px Inter';\n ctx.fillText('Paperiarvo', x2 - 80, 60);\n \n ctx.fillStyle = '#dc2626';\n ctx.fillText('Todellinen arvo', x2 - 80, 220);\n \n ctx.fillStyle = '#991b1b';\n ctx.font = 'bold 10px Inter';\n ctx.fillText('KORJAUSVELKA', x2 \/ 2 - 30, 150);\n }\n window.onload = draw;\n <\/script>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54627f0 e-grid e-con-boxed e-con e-parent\" data-id=\"54627f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f751d9 elementor-widget elementor-widget-html\" data-id=\"7f751d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n \/* Suojattu nimiavaruus, jotta t\u00e4m\u00e4 ei riko WordPressin muita tyylej\u00e4 *\/\n .loorulyzer-promo-elementor {\n margin-top: 30px; \/* Enemm\u00e4n v\u00e4li\u00e4 yll\u00e4 olevaan tekstiin *\/\n margin-bottom: 20px;\n font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;\n text-align: center; \/* MUUTETTU: Keskitt\u00e4\u00e4 sis\u00e4ll\u00f6n (tekstit ja napin) *\/\n \n \/* Tumma l\u00e4pin\u00e4kyv\u00e4 lasiefekti-tausta *\/\n background: rgba(225, 225, 240, 0.85); \n backdrop-filter: blur(8px); \n -webkit-backdrop-filter: blur(8px); \n padding: 32px 20px; \/* MUUTETTU: Pystysuunnassa ilmava, sivusuunnassa joustava *\/\n border-radius: 20px; \/* Pehme\u00e4mm\u00e4t, modernit kulmat *\/\n border: 1px solid rgba(43, 90, 255, 0.25); \/* Hieman vahvempi s\u00e4hk\u00f6nsininen reunus *\/\n \n \/* MUUTETTU: Levennys ja laatikon keskitys *\/\n display: block; \n width: 100%; \/* T\u00e4ytt\u00e4\u00e4 koko Elementor-sarakkeen leveyssuunnassa *\/\n max-width: 480px; \/* Est\u00e4\u00e4 kasvamasta liian massiiviseksi isoilla n\u00e4yt\u00f6ill\u00e4 *\/\n margin-left: auto; \/* Keskitt\u00e4\u00e4 itse laatikon *\/\n margin-right: auto; \/* Keskitt\u00e4\u00e4 itse laatikon *\/\n \n box-shadow: 0 15px 35px rgba(0, 0, 0, 0.7); \/* Vahvempi varjo, jotta leijuu paremmin *\/\n }\n .loorulyzer-title-el {\n font-size: clamp(2.2rem, 6vw, 3.5rem); \/* MUUTETTU: Huomattavasti isompi otsikko *\/\n letter-spacing: 0.15em;\n text-transform: uppercase;\n font-weight: 300;\n margin-bottom: 8px; \/* Hieman enemm\u00e4n tilaa otsikon alla *\/\n white-space: nowrap;\n line-height: 1.2;\n }\n .text-looru-el { color: #0022cc; }\n .text-lyzer-el { color: #2b5aff; }\n \n .loorulyzer-title-el span {\n text-shadow: 0 0 10px currentColor;\n animation: electricGlowEl 4s infinite alternate ease-in-out;\n }\n \n .loorulyzer-subtitle-el {\n font-size: 1.05rem; \/* Isompi ja selke\u00e4mpi *\/\n letter-spacing: 0.25em; \/* Tyylikk\u00e4\u00e4mpi, leve\u00e4mpi v\u00e4listys *\/\n text-transform: uppercase;\n color: #05070b; \/* Vaaleampi harmaa, erottuu paremmin mustalta *\/\n margin-bottom: 26px;\n margin-left: 0; \/* MUUTETTU: Nollattu, jotta teksti asettuu tismalleen keskelle *\/\n }\n \n .app-store-btn-el {\n display: inline-flex;\n align-items: center;\n justify-content: center;\n padding: 10px 24px;\n background-color: rgba(0, 0, 0, 0.85); \/* Tumma tausta napille *\/\n border: 1px solid rgba(255, 255, 255, 0.2);\n border-radius: 16px;\n text-decoration: none;\n color: white !important;\n transition: all 0.3s ease;\n backdrop-filter: blur(4px);\n }\n \n .app-store-btn-el:hover {\n border-color: #0066ff;\n box-shadow: 0 0 20px rgba(0, 102, 255, 0.4);\n transform: scale(1.05);\n color: white !important;\n }\n \n .app-store-svg-el {\n width: 32px;\n height: 32px;\n margin-right: 15px;\n fill: white;\n transition: fill 0.3s ease;\n }\n \n .app-store-btn-el:hover .app-store-svg-el {\n fill: white;\n }\n \n .app-store-text-small-el {\n font-size: 11px;\n line-height: 1;\n margin-bottom: 3px;\n color: #a3a3a3;\n text-transform: none;\n letter-spacing: normal;\n text-align: left;\n }\n \n .app-store-text-large-el {\n font-size: 18px;\n font-weight: 500;\n line-height: 1;\n letter-spacing: normal;\n text-align: left;\n }\n\n @keyframes electricGlowEl {\n 0%, 100% { text-shadow: 0 0 5px currentColor, 0 0 10px currentColor; }\n 50% { text-shadow: 0 0 10px currentColor, 0 0 20px currentColor; }\n }\n<\/style>\n\n<div class=\"loorulyzer-promo-elementor\">\n <!-- Otsikko -->\n <div class=\"loorulyzer-title-el\">\n <span class=\"text-looru-el\">Taloyhti\u00f6<\/span><span class=\"text-lyzer-el\">Tieto<\/span>\n <\/div>\n \n <!-- Alaotsikko -->\n <div class=\"loorulyzer-subtitle-el\">V\u00e4lt\u00e4 hutiostos.<\/div>\n \n <!-- Latauspainike -->\n <a href=\"https:\/\/apps.apple.com\/fi\/app\/taloyhti%C3%B6tieto\/id6780215949\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"app-store-btn-el\">\n <!-- Omenalogo -->\n <svg class=\"app-store-svg-el\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <path d=\"M318.7 268.7c-.2-36.7 16.4-64.4 50-84.8-18.8-26.9-47.2-41.7-84.7-44.6-35.5-2.8-74.3 20.7-88.5 20.7-15 0-49.4-19.7-76.4-19.7C63.3 141.2 4 184.8 4 273.5q0 39.3 14.4 81.2c12.8 36.7 59 126.7 107.2 125.2 25.2-.6 43-17.9 75.8-17.9 31.8 0 48.3 17.9 76.4 17.9 48.6-.7 90.4-82.5 102.6-119.3-65.2-30.7-61.7-90-61.7-91.9zm-56.6-164.2c27.3-32.4 24.8-61.9 24-72.5-24.1 1.4-52 16.4-67.9 34.9-17.5 19.8-27.8 44.3-25.6 71.9 26.1 2 49.9-11.4 69.5-34.3z\"><\/path>\n <\/svg>\n <div>\n <div class=\"app-store-text-small-el\">Lataa Taloyhti\u00f6Tieto<\/div>\n <div class=\"app-store-text-large-el\">App Storesta<\/div>\n <\/div>\n <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7e194b elementor-widget elementor-widget-html\" data-id=\"d7e194b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n \/* Vaalea teema - suojattu nimiavaruus (light) *\/\n .loorulyzer-promo-light {\n margin-top: 30px; \n margin-bottom: 20px;\n font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;\n text-align: center;\n \n \/* Vaalea lasiefekti-tausta *\/\n background: rgba(255, 255, 255, 0.65); \n backdrop-filter: blur(12px); \n -webkit-backdrop-filter: blur(12px); \n padding: 32px 20px; \n border-radius: 20px; \n border: 1px solid rgba(255, 255, 255, 1); \/* Puhdas valkoinen reunus *\/\n \n display: block; \n width: 100%; \n max-width: 480px; \n margin-left: auto; \n margin-right: auto; \n \n box-shadow: 0 15px 35px rgba(0, 0, 0, 0.08); \/* Pehme\u00e4, huomaamaton varjo *\/\n }\n .loorulyzer-title-light {\n font-size: clamp(2.2rem, 6vw, 3.5rem); \n letter-spacing: 0.15em;\n text-transform: uppercase;\n font-weight: 300;\n margin-bottom: 8px; \n white-space: nowrap;\n line-height: 1.2;\n }\n .text-looru-light { color: #0022cc; }\n .text-lyzer-light { color: #2b5aff; }\n \n .loorulyzer-title-light span {\n \/* Pehme\u00e4mpi hehku vaalealle taustalle *\/\n animation: electricGlowLight 4s infinite alternate ease-in-out;\n }\n \n .loorulyzer-subtitle-light {\n font-size: 1.05rem; \n letter-spacing: 0.25em; \n text-transform: uppercase;\n color: #475569; \/* Tummanharmaa teksti, jotta erottuu vaaleasta taustasta *\/\n font-weight: 500; \/* Hieman paksumpi luettavuuden vuoksi *\/\n margin-bottom: 26px;\n }\n \n .app-store-btn-light {\n display: inline-flex;\n align-items: center;\n justify-content: center;\n padding: 10px 24px;\n background-color: #000000; \/* Puhdas musta nappi luo upean kontrastin *\/\n border: 1px solid #000000;\n border-radius: 16px;\n text-decoration: none;\n color: white !important;\n transition: all 0.3s ease;\n }\n \n .app-store-btn-light:hover {\n border-color: #2b5aff;\n box-shadow: 0 0 20px rgba(43, 90, 255, 0.3);\n transform: scale(1.05);\n color: white !important;\n }\n \n .app-store-svg-light {\n width: 32px;\n height: 32px;\n margin-right: 15px;\n fill: white;\n transition: fill 0.3s ease;\n }\n \n .app-store-text-small-light {\n font-size: 11px;\n line-height: 1;\n margin-bottom: 3px;\n color: #a3a3a3;\n text-transform: none;\n letter-spacing: normal;\n text-align: left;\n }\n \n .app-store-text-large-light {\n font-size: 18px;\n font-weight: 500;\n line-height: 1;\n letter-spacing: normal;\n text-align: left;\n }\n\n @keyframes electricGlowLight {\n 0%, 100% { text-shadow: 0 0 2px rgba(43, 90, 255, 0.1); }\n 50% { text-shadow: 0 0 10px rgba(43, 90, 255, 0.4); }\n }\n<\/style>\n\n<div class=\"loorulyzer-promo-light\">\n <!-- Otsikko -->\n <div class=\"loorulyzer-title-light\">\n <span class=\"text-looru-light\">Looru<\/span><span class=\"text-lyzer-light\">lyzer<\/span>\n <\/div>\n \n <!-- Alaotsikko -->\n <div class=\"loorulyzer-subtitle-light\">V\u00e4lt\u00e4 hutiostos.<\/div>\n \n <!-- Latauspainike -->\n <a href=\"https:\/\/apps.apple.com\/fi\/app\/loorulyzer\/id6771708968?l=fi#information\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"app-store-btn-light\">\n <!-- Omenalogo -->\n <svg class=\"app-store-svg-light\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <path d=\"M318.7 268.7c-.2-36.7 16.4-64.4 50-84.8-18.8-26.9-47.2-41.7-84.7-44.6-35.5-2.8-74.3 20.7-88.5 20.7-15 0-49.4-19.7-76.4-19.7C63.3 141.2 4 184.8 4 273.5q0 39.3 14.4 81.2c12.8 36.7 59 126.7 107.2 125.2 25.2-.6 43-17.9 75.8-17.9 31.8 0 48.3 17.9 76.4 17.9 48.6-.7 90.4-82.5 102.6-119.3-65.2-30.7-61.7-90-61.7-91.9zm-56.6-164.2c27.3-32.4 24.8-61.9 24-72.5-24.1 1.4-52 16.4-67.9 34.9-17.5 19.8-27.8 44.3-25.6 71.9 26.1 2 49.9-11.4 69.5-34.3z\"><\/path>\n <\/svg>\n <div>\n <div class=\"app-store-text-small-light\">Lataa<\/div>\n <div class=\"app-store-text-large-light\">App Storesta<\/div>\n <\/div>\n <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kadonnut kansallisvarallisuus \u2013 Asunto Oy Hannenkoti Kadonnut kansallisvarallisuus \u2013 Asunto Oy Hannenkoti Asunto-osakeyhti\u00f6 ei ollutkaan tuottava sijoitus, vaan kulumisprosessi. Paperilla kasvanut varallisuus olikin todellisuudessa piilotettua korjausvelkaa, joka nyt realisoituu massiivisena taloudellisena taakkana. Varallisuuden illuusio vs.…<\/p>\n","protected":false},"author":1,"featured_media":1609,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96,36,54,50,51,52,53],"tags":[94,95,85,91,98,57,40,99,80,88,44,93,87,89,97,90,86,73,100,92,66],"class_list":["post-1607","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ensiasunto","category-esimerkit","category-luotonantajille","category-markkina","category-markkina-analyysit","category-tietoa-osakkaille","category-sijoittajille","tag-asunnon-ostaminen","tag-asunto-oy-hannenkoti","tag-asunto-osakeyhtio","tag-asuntokaupan-sudenkuopat","tag-asuntokauppa","tag-asuntosijoittaminen","tag-hutiostos","tag-kaksio","tag-loorulyzer","tag-lvis-saneeraus","tag-mikrobivaurio","tag-piilokulut-asuntokaupassa","tag-putkiremontti","tag-sadesieni","tag-sijoitusasunto","tag-taloyhtion-piilevat-viat","tag-taloyhtion-riskit","tag-taloyhtiotieto","tag-tampere","tag-tampere-hervanta-asunnot","tag-yhtiolaina"],"_links":{"self":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1607","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1607"}],"version-history":[{"count":13,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1607\/revisions"}],"predecessor-version":[{"id":1622,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1607\/revisions\/1622"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/media\/1609"}],"wp:attachment":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}