Riskianalyysiraportti 2026<\/title>\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;800&display=swap\" rel=\"stylesheet\">\r\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\r\n <script src=\"https:\/\/unpkg.com\/lucide@latest\"><\/script>\r\n <script>\r\n tailwind.config = {\r\n theme: {\r\n extend: {\r\n fontFamily: { \r\n sans: ['Inter', 'sans-serif']\r\n },\r\n colors: {\r\n primary: '#2563eb',\r\n }\r\n }\r\n }\r\n }\r\n <\/script>\r\n <style>\r\n body { \r\n font-family: 'Inter', sans-serif; \r\n hyphens: auto;\r\n -webkit-hyphens: auto;\r\n }\r\n .risk-card { \r\n transition: transform 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275); \r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n @media (min-width: 1024px) {\r\n .risk-card:hover { transform: translateY(-0.75rem); }\r\n }\r\n <\/style>\r\n<\/head>\r\n<body class=\"bg-slate-50 text-slate-900 w-full min-h-screen antialiased\">\r\n\r\n \r\n <header class=\"w-full bg-white border-b border-slate-200 py-8 md:py-12 px-5 sm:px-8 lg:px-12\">\r\n <div class=\"flex flex-col gap-5\">\r\n <div class=\"flex flex-wrap items-center gap-3\">\r\n <span class=\"bg-blue-600 text-white px-3 py-1.5 rounded-full text-[10px] sm:text-xs font-bold flex items-center gap-2 shadow-sm\">\r\n <i data-lucide=\"sparkles\" class=\"w-3.5 h-3.5\"><\/i> Teko\u00e4lyavusteinen analyysi\r\n <\/span>\r\n <span class=\"text-slate-400 font-semibold text-[10px] sm:text-xs uppercase tracking-wider\">Strateginen raportti 02\/2026<\/span>\r\n <\/div>\r\n <div class=\"space-y-3\">\r\n <h1 class=\"text-2xl sm:text-4xl md:text-5xl font-extrabold tracking-tight text-slate-950 leading-tight\">\r\n Riskianalyysiraportti: Ulosottomyyntien (UO) tekniset ja taloudelliset uhat 02\/2026\r\n <\/h1>\r\n <p class=\"text-base sm:text-lg md:text-xl text-slate-500 max-w-4xl leading-relaxed\">\r\n Kiinteist\u00f6sijoitusmarkkina on siirtynyt passiivisen arvonnousun ajasta taseriskien ja korjausvelan hallintaan. \r\n T\u00e4m\u00e4 raportti perkaa helmikuun 2026 ulosottomyyntien (UO) kriittisimm\u00e4t havainnot sijoitusp\u00e4\u00e4t\u00f6sten tueksi.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/header>\r\n\r\n <main class=\"w-full py-8 md:py-12 px-5 sm:px-8 lg:px-12\">\r\n \r\n <div class=\"grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 xl:grid-cols-4 gap-6 md:gap-8\">\r\n \r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full border-l-4 border-l-blue-600\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg\">\r\n <i data-lucide=\"shield-alert\" class=\"text-blue-600 w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-slate-100 px-2 py-1 rounded uppercase tracking-wider text-slate-600\">Strategia<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Strateginen riskienhallinta<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Nykyaikaisessa ymp\u00e4rist\u00f6ss\u00e4 perinteinen kassavirta-analyysi on riitt\u00e4m\u00e4t\u00f6n. Sijoittajan on kyett\u00e4v\u00e4 tunnistamaan rakenteiden takana piilev\u00e4t systeemiset uhat, jotka voivat romuttaa kohteen rahoituskelpoisuuden.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"home\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Tekninen riski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Aluskatteiden puutteet (Lahti)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Lahti (As3): Kattoremontissa 2021 aluskate on j\u00e4tetty osittain pois. Kyseess\u00e4 on kriittinen valvontavirhe, joka aiheuttaa v\u00e4litt\u00f6m\u00e4n kondenssiriskis ja tuhoaa yl\u00e4pohjan rakenteet ennenaikaisesti.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"droplets\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Tekninen riski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">M\u00e4rk\u00e4tilojen vaurioitumisaste<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Salo (As10): 60 % huoneistoista vaurioitunut samanaikaisesti. T\u00e4m\u00e4 viittaa joko alkuper\u00e4iseen rakennusvirheeseen tai m\u00e4rk\u00e4tilojen hallitsemattomaan elinkaaren p\u00e4\u00e4t\u00f6kseen.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"waves\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-amber-100 text-amber-700 px-2 py-1 rounded uppercase tracking-wider\">Juridinen hybridi<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Maanpainesein\u00e4n vaurio (JKL)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Jyv\u00e4skyl\u00e4 (As5): 12 000 euron korjausvastuu on pyritty siirt\u00e4m\u00e4\u00e4n osakkaalle vastoin yhti\u00f6j\u00e4rjestyst\u00e4. T\u00e4m\u00e4 indikoi vakavia puutteita yhti\u00f6n hallinnossa ja vastuunjaossa.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"settings-2\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-slate-100 px-2 py-1 rounded uppercase tracking-wider text-slate-600\">Tekninen elinkaari<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">P\u00e4\u00e4ttynyt k\u00e4ytt\u00f6ik\u00e4 (Kuopio)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Kuopio (As6, rak. 1977): LVIS-j\u00e4rjestelmien elinkaari on ylittynyt. Kyseess\u00e4 ei ole en\u00e4\u00e4 mahdollinen riski, vaan 100 % varmuudella toteutuva massiivinen p\u00e4\u00e4omameno.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full border-l-4 border-l-red-600\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"skull\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Maksukyvytt\u00f6myys<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Yhti\u00f6n kuolemanspiraali<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Mikkeli (As8): 5\/7 osakasta maksuh\u00e4iri\u00f6isi\u00e4. Uusi sijoittaja p\u00e4\u00e4tyy rahoittamaan muiden osakkaiden varattomuudesta johtuvia yhteisi\u00e4 kuluja vastikevastuun kautta.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"banknote\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Likviditeetti<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Massiivinen r\u00e4stiloukku<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Helsinki (As2): Yksitt\u00e4isell\u00e4 huoneistolla 42 796 euron vastiker\u00e4stit. Summa on suoritettava t\u00e4ysim\u00e4\u00e4r\u00e4isesti ennen kuin sijoittajalla on mahdollisuus saada kohde hallintaansa.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"percent\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-amber-100 text-amber-700 px-2 py-1 rounded uppercase tracking-wider\">Rahoitusriski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Lyhennysvapaan loppu (TRE)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Tampere (As1): 78 % velkaosuus ja lyhennysvapaa p\u00e4\u00e4ttyy Q4\/2026. Kassavirta k\u00e4\u00e4ntyy v\u00e4litt\u00f6m\u00e4sti syv\u00e4n negatiiviseksi, mik\u00e4 pakottaa sijoittajan lis\u00e4rahoitukseen.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"timer\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-slate-100 px-2 py-1 rounded uppercase tracking-wider text-slate-600\">Taloustila<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Maanvuokrasopimukset<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Nokia\/Pori: Sopimukset p\u00e4\u00e4ttyv\u00e4t 2032\/2047. Vuokrankorotukset leikkaavat tuoton merkitt\u00e4v\u00e4sti. Nokialla (As4) jo nyt 28 000 euron alij\u00e4\u00e4m\u00e4 hoitotaloudessa.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"gavel\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Operatiivinen riski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Hallintaanoton rasitteet<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Hollola (As11): Yhti\u00f6 on kriisiss\u00e4. Sijoittaja ottaa kantaakseen aiemmat r\u00e4stit ja raskaat hallinnolliset prosessikustannukset jo ennen sijoituksen tuoton alkamista.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"alert-triangle\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-amber-100 text-amber-700 px-2 py-1 rounded uppercase tracking-wider\">Tekninen ep\u00e4varmuus<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Rakenteellinen painuma<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Turku (As12): Puurungon painuma ja k\u00e4ynniss\u00e4 oleva 10-vuotistakuuprosessi. Jatkuvat asiantuntijakulut ja ep\u00e4varmuus sy\u00f6v\u00e4t kohteen likviditeetin.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"scale\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider text-red-700\">Juridinen h\u00e4lytys<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Vastuunjako (\u00a717)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Lahti (As3): Yhti\u00f6j\u00e4rjestyksell\u00e4 v\u00e4istet\u00e4\u00e4n lakis\u00e4\u00e4teist\u00e4 kunnossapitovastuuta. T\u00e4m\u00e4 viittaa systemaattiseen vastuunsiirtoon yhti\u00f6lt\u00e4 osakkaille.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-slate-900 p-6 sm:p-7 rounded-xl shadow-xl border border-slate-800 flex flex-col md:col-span-2\">\r\n <div class=\"flex items-center gap-4 mb-6\">\r\n <div class=\"p-2.5 bg-blue-600\/20 rounded-lg text-blue-400\">\r\n <i data-lucide=\"check-square\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold text-white tracking-tight\">Kriittiset asiakirjat: Due Diligence 2026<\/h3>\r\n <\/div>\r\n <div class=\"grid grid-cols-1 sm:grid-cols-2 gap-x-8 gap-y-5 text-sm text-slate-300\">\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>Is\u00e4nn\u00f6itsij\u00e4ntodistus:<\/strong> R\u00e4stien tarkka erittely.<\/span><\/div>\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>Yhti\u00f6j\u00e4rjestys:<\/strong> Vastuunjakopoikkeamat.<\/span><\/div>\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>PTS-suunnitelma:<\/strong> Juridinen kest\u00e4vyys.<\/span><\/div>\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>Tilinp\u00e4\u00e4t\u00f6s:<\/strong> Hoitokatteen riitt\u00e4vyys.<\/span><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-blue-600 p-6 sm:p-7 rounded-xl shadow-xl border border-blue-500 flex flex-col justify-between md:col-span-2 text-white\">\r\n <div>\r\n <div class=\"flex items-center gap-4 mb-6\">\r\n <div class=\"p-2.5 bg-white\/20 rounded-lg\"><i data-lucide=\"target\" class=\"w-6 h-6\"><\/i><\/div>\r\n <h3 class=\"text-xl sm:text-2xl font-bold\">Johtop\u00e4\u00e4t\u00f6kset: Ammattimainen ote<\/h3>\r\n <\/div>\r\n <p class=\"text-blue-50 text-sm sm:text-base leading-relaxed mb-6\">\r\n \"Halpa\" hankintahinta on usein harhaa. Jos yhti\u00f6n maksuvalmius on heikko ja tekninen korjausvelka huipussaan, on sijoittajan parempi vet\u00e4yty\u00e4. Ammattimainen Due Diligence ei ole kuluer\u00e4, vaan ainoa suoja totaalista p\u00e4\u00e4oman menetyst\u00e4 vastaan vuoden 2026 haastavassa markkinassa.\r\n <\/p>\r\n <\/div>\r\n <div class=\"bg-blue-800\/50 p-4 rounded-lg border border-blue-400\/30 font-semibold text-[11px] sm:text-xs tracking-wider uppercase text-center\">\r\n Sijoitusp\u00e4\u00e4t\u00f6s: Vaatii huolellisen tarkastuksen \u2014 Riskiarvio: Korkea\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/main>\r\n\r\n <script>\r\n lucide.createIcons();\r\n <\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Riskianalyysiraportti 2026 Teko\u00e4lyavusteinen analyysi Strateginen raportti 02\/2026 Riskianalyysiraportti: Ulosottomyyntien (UO) tekniset ja taloudelliset uhat 02\/2026 Kiinteist\u00f6sijoitusmarkkina on siirtynyt passiivisen arvonnousun ajasta taseriskien ja korjausvelan hallintaan. T\u00e4m\u00e4 raportti perkaa helmikuun 2026 ulosottomyyntien (UO) kriittisimm\u00e4t havainnot sijoitusp\u00e4\u00e4t\u00f6sten…<\/p>\n","protected":false},"author":1,"featured_media":1229,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,51,53],"tags":[56,55,57,64,59,62,60,58,61],"class_list":["post-1223","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-esimerkit","category-markkina-analyysit","category-sijoittajille","tag-asuntojen-hinnat","tag-asuntomarkkinat-2026","tag-asuntosijoittaminen","tag-hoitovastike","tag-korjausvelka","tag-markkinakatsaus","tag-riskienhallinta","tag-taloyhtioiden-talous","tag-tekoalyanalyysi"],"_links":{"self":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1223"}],"version-history":[{"count":10,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1223\/revisions"}],"predecessor-version":[{"id":1237,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1223\/revisions\/1237"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/media\/1229"}],"wp:attachment":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n Riskianalyysiraportti 2026<\/title>\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;800&display=swap\" rel=\"stylesheet\">\r\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\r\n <script src=\"https:\/\/unpkg.com\/lucide@latest\"><\/script>\r\n <script>\r\n tailwind.config = {\r\n theme: {\r\n extend: {\r\n fontFamily: { \r\n sans: ['Inter', 'sans-serif']\r\n },\r\n colors: {\r\n primary: '#2563eb',\r\n }\r\n }\r\n }\r\n }\r\n <\/script>\r\n <style>\r\n body { \r\n font-family: 'Inter', sans-serif; \r\n hyphens: auto;\r\n -webkit-hyphens: auto;\r\n }\r\n .risk-card { \r\n transition: transform 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275); \r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n @media (min-width: 1024px) {\r\n .risk-card:hover { transform: translateY(-0.75rem); }\r\n }\r\n <\/style>\r\n<\/head>\r\n<body class=\"bg-slate-50 text-slate-900 w-full min-h-screen antialiased\">\r\n\r\n \r\n <header class=\"w-full bg-white border-b border-slate-200 py-8 md:py-12 px-5 sm:px-8 lg:px-12\">\r\n <div class=\"flex flex-col gap-5\">\r\n <div class=\"flex flex-wrap items-center gap-3\">\r\n <span class=\"bg-blue-600 text-white px-3 py-1.5 rounded-full text-[10px] sm:text-xs font-bold flex items-center gap-2 shadow-sm\">\r\n <i data-lucide=\"sparkles\" class=\"w-3.5 h-3.5\"><\/i> Teko\u00e4lyavusteinen analyysi\r\n <\/span>\r\n <span class=\"text-slate-400 font-semibold text-[10px] sm:text-xs uppercase tracking-wider\">Strateginen raportti 02\/2026<\/span>\r\n <\/div>\r\n <div class=\"space-y-3\">\r\n <h1 class=\"text-2xl sm:text-4xl md:text-5xl font-extrabold tracking-tight text-slate-950 leading-tight\">\r\n Riskianalyysiraportti: Ulosottomyyntien (UO) tekniset ja taloudelliset uhat 02\/2026\r\n <\/h1>\r\n <p class=\"text-base sm:text-lg md:text-xl text-slate-500 max-w-4xl leading-relaxed\">\r\n Kiinteist\u00f6sijoitusmarkkina on siirtynyt passiivisen arvonnousun ajasta taseriskien ja korjausvelan hallintaan. \r\n T\u00e4m\u00e4 raportti perkaa helmikuun 2026 ulosottomyyntien (UO) kriittisimm\u00e4t havainnot sijoitusp\u00e4\u00e4t\u00f6sten tueksi.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/header>\r\n\r\n <main class=\"w-full py-8 md:py-12 px-5 sm:px-8 lg:px-12\">\r\n \r\n <div class=\"grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 xl:grid-cols-4 gap-6 md:gap-8\">\r\n \r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full border-l-4 border-l-blue-600\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg\">\r\n <i data-lucide=\"shield-alert\" class=\"text-blue-600 w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-slate-100 px-2 py-1 rounded uppercase tracking-wider text-slate-600\">Strategia<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Strateginen riskienhallinta<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Nykyaikaisessa ymp\u00e4rist\u00f6ss\u00e4 perinteinen kassavirta-analyysi on riitt\u00e4m\u00e4t\u00f6n. Sijoittajan on kyett\u00e4v\u00e4 tunnistamaan rakenteiden takana piilev\u00e4t systeemiset uhat, jotka voivat romuttaa kohteen rahoituskelpoisuuden.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"home\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Tekninen riski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Aluskatteiden puutteet (Lahti)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Lahti (As3): Kattoremontissa 2021 aluskate on j\u00e4tetty osittain pois. Kyseess\u00e4 on kriittinen valvontavirhe, joka aiheuttaa v\u00e4litt\u00f6m\u00e4n kondenssiriskis ja tuhoaa yl\u00e4pohjan rakenteet ennenaikaisesti.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"droplets\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Tekninen riski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">M\u00e4rk\u00e4tilojen vaurioitumisaste<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Salo (As10): 60 % huoneistoista vaurioitunut samanaikaisesti. T\u00e4m\u00e4 viittaa joko alkuper\u00e4iseen rakennusvirheeseen tai m\u00e4rk\u00e4tilojen hallitsemattomaan elinkaaren p\u00e4\u00e4t\u00f6kseen.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"waves\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-amber-100 text-amber-700 px-2 py-1 rounded uppercase tracking-wider\">Juridinen hybridi<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Maanpainesein\u00e4n vaurio (JKL)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Jyv\u00e4skyl\u00e4 (As5): 12 000 euron korjausvastuu on pyritty siirt\u00e4m\u00e4\u00e4n osakkaalle vastoin yhti\u00f6j\u00e4rjestyst\u00e4. T\u00e4m\u00e4 indikoi vakavia puutteita yhti\u00f6n hallinnossa ja vastuunjaossa.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"settings-2\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-slate-100 px-2 py-1 rounded uppercase tracking-wider text-slate-600\">Tekninen elinkaari<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">P\u00e4\u00e4ttynyt k\u00e4ytt\u00f6ik\u00e4 (Kuopio)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Kuopio (As6, rak. 1977): LVIS-j\u00e4rjestelmien elinkaari on ylittynyt. Kyseess\u00e4 ei ole en\u00e4\u00e4 mahdollinen riski, vaan 100 % varmuudella toteutuva massiivinen p\u00e4\u00e4omameno.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full border-l-4 border-l-red-600\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"skull\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Maksukyvytt\u00f6myys<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Yhti\u00f6n kuolemanspiraali<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Mikkeli (As8): 5\/7 osakasta maksuh\u00e4iri\u00f6isi\u00e4. Uusi sijoittaja p\u00e4\u00e4tyy rahoittamaan muiden osakkaiden varattomuudesta johtuvia yhteisi\u00e4 kuluja vastikevastuun kautta.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"banknote\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Likviditeetti<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Massiivinen r\u00e4stiloukku<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Helsinki (As2): Yksitt\u00e4isell\u00e4 huoneistolla 42 796 euron vastiker\u00e4stit. Summa on suoritettava t\u00e4ysim\u00e4\u00e4r\u00e4isesti ennen kuin sijoittajalla on mahdollisuus saada kohde hallintaansa.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"percent\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-amber-100 text-amber-700 px-2 py-1 rounded uppercase tracking-wider\">Rahoitusriski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Lyhennysvapaan loppu (TRE)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Tampere (As1): 78 % velkaosuus ja lyhennysvapaa p\u00e4\u00e4ttyy Q4\/2026. Kassavirta k\u00e4\u00e4ntyy v\u00e4litt\u00f6m\u00e4sti syv\u00e4n negatiiviseksi, mik\u00e4 pakottaa sijoittajan lis\u00e4rahoitukseen.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"timer\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-slate-100 px-2 py-1 rounded uppercase tracking-wider text-slate-600\">Taloustila<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Maanvuokrasopimukset<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Nokia\/Pori: Sopimukset p\u00e4\u00e4ttyv\u00e4t 2032\/2047. Vuokrankorotukset leikkaavat tuoton merkitt\u00e4v\u00e4sti. Nokialla (As4) jo nyt 28 000 euron alij\u00e4\u00e4m\u00e4 hoitotaloudessa.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"gavel\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider\">Operatiivinen riski<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Hallintaanoton rasitteet<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Hollola (As11): Yhti\u00f6 on kriisiss\u00e4. Sijoittaja ottaa kantaakseen aiemmat r\u00e4stit ja raskaat hallinnolliset prosessikustannukset jo ennen sijoituksen tuoton alkamista.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"alert-triangle\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-amber-100 text-amber-700 px-2 py-1 rounded uppercase tracking-wider\">Tekninen ep\u00e4varmuus<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Rakenteellinen painuma<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Turku (As12): Puurungon painuma ja k\u00e4ynniss\u00e4 oleva 10-vuotistakuuprosessi. Jatkuvat asiantuntijakulut ja ep\u00e4varmuus sy\u00f6v\u00e4t kohteen likviditeetin.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-white p-6 sm:p-7 rounded-xl shadow-sm border border-slate-100 flex flex-col h-full\">\r\n <div class=\"flex justify-between items-start mb-5\">\r\n <div class=\"p-2.5 bg-blue-50 rounded-lg text-blue-600\">\r\n <i data-lucide=\"scale\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <span class=\"text-[10px] font-bold bg-red-100 text-red-700 px-2 py-1 rounded uppercase tracking-wider text-red-700\">Juridinen h\u00e4lytys<\/span>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold mb-3 text-slate-950\">Vastuunjako (\u00a717)<\/h3>\r\n <p class=\"text-slate-600 text-sm leading-relaxed\">\r\n Lahti (As3): Yhti\u00f6j\u00e4rjestyksell\u00e4 v\u00e4istet\u00e4\u00e4n lakis\u00e4\u00e4teist\u00e4 kunnossapitovastuuta. T\u00e4m\u00e4 viittaa systemaattiseen vastuunsiirtoon yhti\u00f6lt\u00e4 osakkaille.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-slate-900 p-6 sm:p-7 rounded-xl shadow-xl border border-slate-800 flex flex-col md:col-span-2\">\r\n <div class=\"flex items-center gap-4 mb-6\">\r\n <div class=\"p-2.5 bg-blue-600\/20 rounded-lg text-blue-400\">\r\n <i data-lucide=\"check-square\" class=\"w-6 h-6\"><\/i>\r\n <\/div>\r\n <h3 class=\"text-xl font-bold text-white tracking-tight\">Kriittiset asiakirjat: Due Diligence 2026<\/h3>\r\n <\/div>\r\n <div class=\"grid grid-cols-1 sm:grid-cols-2 gap-x-8 gap-y-5 text-sm text-slate-300\">\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>Is\u00e4nn\u00f6itsij\u00e4ntodistus:<\/strong> R\u00e4stien tarkka erittely.<\/span><\/div>\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>Yhti\u00f6j\u00e4rjestys:<\/strong> Vastuunjakopoikkeamat.<\/span><\/div>\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>PTS-suunnitelma:<\/strong> Juridinen kest\u00e4vyys.<\/span><\/div>\r\n <div class=\"flex gap-3\"><i data-lucide=\"check\" class=\"w-4 h-4 text-blue-500 mt-1 flex-shrink-0\"><\/i><span><strong>Tilinp\u00e4\u00e4t\u00f6s:<\/strong> Hoitokatteen riitt\u00e4vyys.<\/span><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"risk-card bg-blue-600 p-6 sm:p-7 rounded-xl shadow-xl border border-blue-500 flex flex-col justify-between md:col-span-2 text-white\">\r\n <div>\r\n <div class=\"flex items-center gap-4 mb-6\">\r\n <div class=\"p-2.5 bg-white\/20 rounded-lg\"><i data-lucide=\"target\" class=\"w-6 h-6\"><\/i><\/div>\r\n <h3 class=\"text-xl sm:text-2xl font-bold\">Johtop\u00e4\u00e4t\u00f6kset: Ammattimainen ote<\/h3>\r\n <\/div>\r\n <p class=\"text-blue-50 text-sm sm:text-base leading-relaxed mb-6\">\r\n \"Halpa\" hankintahinta on usein harhaa. Jos yhti\u00f6n maksuvalmius on heikko ja tekninen korjausvelka huipussaan, on sijoittajan parempi vet\u00e4yty\u00e4. Ammattimainen Due Diligence ei ole kuluer\u00e4, vaan ainoa suoja totaalista p\u00e4\u00e4oman menetyst\u00e4 vastaan vuoden 2026 haastavassa markkinassa.\r\n <\/p>\r\n <\/div>\r\n <div class=\"bg-blue-800\/50 p-4 rounded-lg border border-blue-400\/30 font-semibold text-[11px] sm:text-xs tracking-wider uppercase text-center\">\r\n Sijoitusp\u00e4\u00e4t\u00f6s: Vaatii huolellisen tarkastuksen \u2014 Riskiarvio: Korkea\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/main>\r\n\r\n <script>\r\n lucide.createIcons();\r\n <\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Riskianalyysiraportti 2026 Teko\u00e4lyavusteinen analyysi Strateginen raportti 02\/2026 Riskianalyysiraportti: Ulosottomyyntien (UO) tekniset ja taloudelliset uhat 02\/2026 Kiinteist\u00f6sijoitusmarkkina on siirtynyt passiivisen arvonnousun ajasta taseriskien ja korjausvelan hallintaan. T\u00e4m\u00e4 raportti perkaa helmikuun 2026 ulosottomyyntien (UO) kriittisimm\u00e4t havainnot sijoitusp\u00e4\u00e4t\u00f6sten…<\/p>\n","protected":false},"author":1,"featured_media":1229,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,51,53],"tags":[56,55,57,64,59,62,60,58,61],"class_list":["post-1223","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-esimerkit","category-markkina-analyysit","category-sijoittajille","tag-asuntojen-hinnat","tag-asuntomarkkinat-2026","tag-asuntosijoittaminen","tag-hoitovastike","tag-korjausvelka","tag-markkinakatsaus","tag-riskienhallinta","tag-taloyhtioiden-talous","tag-tekoalyanalyysi"],"_links":{"self":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1223"}],"version-history":[{"count":10,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1223\/revisions"}],"predecessor-version":[{"id":1237,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/posts\/1223\/revisions\/1237"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=\/wp\/v2\/media\/1229"}],"wp:attachment":[{"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}