{"id":841,"date":"2024-07-09T06:21:18","date_gmt":"2024-07-09T06:21:18","guid":{"rendered":"https:\/\/envo-demos.com\/envo-royal\/?page_id=841"},"modified":"2026-02-10T14:46:44","modified_gmt":"2026-02-10T14:46:44","slug":"home-free-1","status":"publish","type":"page","link":"https:\/\/asunto-osakeyhtio.fi\/Asoy\/","title":{"rendered":"homepage"},"content":{"rendered":"\t\t
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Olemme turvanasi<\/br> OSAKAS<\/span> <\/h2>\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Opastamme,\u00a0 teko\u00e4ly\u00e4 hy\u00f6dynt\u00e4en, yksitt\u00e4isi\u00e4 osakkeen omistajia ja osakkaaksi aikovia<\/u> osakkeiden ostamisen riskeist\u00e4, omistamisen haasteista ja mahdollisuuksista…<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n Tampereen asuntomarkkinoiden auditointiraportti 2026<\/title>\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Roboto+Mono:wght@400;700&family=Inter:wght@400;600;800&display=swap\" rel=\"stylesheet\">\r\n <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.5.1\/css\/all.min.css\">\r\n <style>\r\n :root {\r\n --bg: #f8fafc;\r\n --primary: #0f172a;\r\n --accent: #2d3748;\r\n --danger: #be123c;\r\n --warning: #d97706;\r\n --success: #1e293b;\r\n --border: #e2e8f0;\r\n --card-bg: #ffffff;\r\n }\r\n\r\n * { box-sizing: border-box; }\r\n \r\n body { \r\n background-color: var(--bg); \r\n margin: 0; \r\n font-family: 'Inter', sans-serif; \r\n color: var(--primary); \r\n padding: 0;\r\n display: block;\r\n line-height: 1.5;\r\n }\r\n \r\n .main-container {\r\n width: 100%; \r\n max-width: 1100px;\r\n background-color: var(--card-bg); \r\n position: relative; \r\n display: flex; \r\n flex-direction: column; \r\n margin: 0 auto;\r\n min-height: 100vh;\r\n }\r\n\r\n @media (min-width: 1100px) {\r\n body { padding: 40px 20px; }\r\n .main-container {\r\n border: 1px solid var(--border);\r\n border-radius: 12px;\r\n box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.1);\r\n min-height: auto;\r\n overflow: hidden;\r\n }\r\n }\r\n\r\n \/* Navigointi *\/\r\n .tab-nav {\r\n display: flex;\r\n background: #f1f5f9;\r\n border-bottom: 1px solid var(--border);\r\n overflow-x: auto;\r\n scrollbar-width: none;\r\n -ms-overflow-style: none;\r\n position: sticky;\r\n top: 0;\r\n z-index: 100;\r\n }\r\n \r\n .tab-nav::-webkit-scrollbar { display: none; }\r\n\r\n .tab-button {\r\n flex: 1;\r\n padding: 16px 20px;\r\n border: none;\r\n background: none;\r\n font-family: 'Inter', sans-serif;\r\n font-size: 11px;\r\n font-weight: 700;\r\n text-transform: uppercase;\r\n color: #64748b;\r\n cursor: pointer;\r\n transition: all 0.2s;\r\n border-right: 1px solid var(--border);\r\n min-width: max-content;\r\n white-space: nowrap;\r\n }\r\n \r\n .tab-button:last-child { border-right: none; }\r\n \r\n .tab-button:hover { background: #e2e8f0; color: var(--primary); }\r\n \r\n .tab-button.active {\r\n background: var(--card-bg);\r\n color: var(--primary);\r\n box-shadow: inset 0 -3px 0 0 var(--primary);\r\n }\r\n\r\n \/* Header *\/\r\n .slide-header { \r\n padding: 32px 24px; \r\n border-bottom: 1px solid var(--border); \r\n display: flex; \r\n justify-content: space-between; \r\n align-items: center; \r\n background: var(--card-bg);\r\n flex-wrap: wrap;\r\n gap: 16px;\r\n }\r\n \r\n .slide-title { \r\n font-size: clamp(18px, 4vw, 22px); \r\n font-weight: 800; \r\n text-transform: uppercase; \r\n letter-spacing: -0.025em; \r\n color: var(--primary);\r\n margin: 0;\r\n }\r\n \r\n .brand-tag { \r\n background: var(--primary); \r\n color: white; \r\n padding: 8px 14px; \r\n font-family: 'Roboto Mono', monospace; \r\n font-size: 12px; \r\n font-weight: 700; \r\n border-radius: 6px; \r\n }\r\n\r\n \/* Sis\u00e4lt\u00f6alueet *\/\r\n .tab-content { \r\n display: none; \r\n padding: 32px 24px; \r\n flex: 1;\r\n animation: fadeIn 0.3s ease-in-out;\r\n }\r\n \r\n @keyframes fadeIn {\r\n from { opacity: 0; transform: translateY(5px); }\r\n to { opacity: 1; transform: translateY(0); }\r\n }\r\n\r\n .tab-content.active { display: block; }\r\n\r\n \/* Tilastokortit *\/\r\n .stats-grid { \r\n display: grid; \r\n grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); \r\n gap: 16px; \r\n margin-bottom: 32px; \r\n }\r\n \r\n .stat-card { \r\n border: 1px solid var(--border); \r\n padding: 20px; \r\n background: var(--card-bg); \r\n border-radius: 10px; \r\n border-top: 4px solid var(--primary); \r\n transition: transform 0.2s;\r\n }\r\n \r\n .stat-card:hover { transform: translateY(-2px); }\r\n \r\n .stat-val { \r\n font-family: 'Roboto Mono', monospace; \r\n font-size: clamp(24px, 5vw, 28px); \r\n font-weight: 700; \r\n display: block; \r\n margin-bottom: 6px; \r\n color: var(--primary); \r\n }\r\n \r\n .stat-label { \r\n font-size: 10px; \r\n text-transform: uppercase; \r\n color: #64748b; \r\n font-weight: 700; \r\n line-height: 1.3; \r\n letter-spacing: 0.05em;\r\n }\r\n \r\n .risk-alert { color: var(--danger); }\r\n\r\n \/* Huomiolaatikko *\/\r\n .observation-box { \r\n border-left: 5px solid var(--primary); \r\n background: #f8fafc; \r\n padding: 24px; \r\n margin: 24px 0; \r\n border-radius: 0 8px 8px 0;\r\n border: 1px solid var(--border);\r\n border-left-width: 5px;\r\n }\r\n \r\n .observation-title { \r\n color: var(--primary); \r\n font-weight: 800; \r\n text-transform: uppercase; \r\n font-size: 14px; \r\n margin-bottom: 12px; \r\n display: flex;\r\n align-items: center;\r\n gap: 8px;\r\n }\r\n\r\n \/* Taulukot *\/\r\n .table-wrapper { \r\n width: 100%; \r\n overflow-x: auto; \r\n margin-top: 20px;\r\n border-radius: 10px;\r\n border: 1px solid var(--border);\r\n box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05);\r\n }\r\n \r\n table { \r\n width: 100%; \r\n border-collapse: collapse; \r\n min-width: 650px;\r\n background: white;\r\n }\r\n \r\n th { \r\n text-align: left; \r\n padding: 14px 18px; \r\n border-bottom: 2px solid var(--primary); \r\n background: #f1f5f9; \r\n font-size: 11px; \r\n text-transform: uppercase; \r\n letter-spacing: 0.05em; \r\n }\r\n \r\n td { \r\n padding: 14px 18px; \r\n border-bottom: 1px solid var(--border); \r\n font-size: 14px; \r\n }\r\n\r\n tr:last-child td { border-bottom: none; }\r\n tr:hover td { background-color: #f8fafc; }\r\n\r\n \/* Case Hannenkoti Spesiaali *\/\r\n .expert-box { \r\n background: #f0f7ff; \r\n border: 1px solid #bae6fd; \r\n padding: 28px; \r\n border-radius: 16px; \r\n margin-top: 20px; \r\n }\r\n\r\n .case-details-grid { \r\n display: grid; \r\n grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); \r\n gap: 20px; \r\n margin-top: 20px; \r\n }\r\n \r\n .case-fact-card { \r\n background: white; \r\n border: 1px solid var(--border); \r\n padding: 20px; \r\n border-radius: 10px; \r\n box-shadow: 0 2px 4px rgba(0,0,0,0.02);\r\n }\r\n \r\n .case-fact-title { \r\n font-weight: 800; \r\n font-size: 14px; \r\n margin-bottom: 14px; \r\n color: var(--primary); \r\n border-bottom: 2px solid #f1f5f9; \r\n padding-bottom: 8px; \r\n text-transform: uppercase;\r\n }\r\n\r\n \/* Alatunniste *\/\r\n .slide-footer { \r\n padding: 20px 24px; \r\n background: #f8fafc; \r\n border-top: 1px solid var(--border); \r\n font-size: 11px; \r\n color: #94a3b8; \r\n display: flex; \r\n justify-content: space-between; \r\n align-items: center; \r\n flex-wrap: wrap;\r\n gap: 16px;\r\n margin-top: auto;\r\n }\r\n \r\n .ai-disclaimer { font-size: 10px; font-style: italic; max-width: 60%; }\r\n\r\n \/* Mobiilioptimointi *\/\r\n @media (max-width: 640px) {\r\n .slide-header { flex-direction: column; align-items: flex-start; padding: 24px 20px; }\r\n .brand-tag { align-self: flex-start; }\r\n .case-details-grid { grid-template-columns: 1fr; }\r\n .ai-disclaimer { max-width: 100%; }\r\n }\r\n <\/style>\r\n<\/head>\r\n<body>\r\n\r\n <div class=\"main-container\">\r\n <nav class=\"tab-nav\" id=\"tabNav\">\r\n <button class=\"tab-button active\" onclick=\"openTab(event, 'markkina')\">Markkinakuvasta<\/button>\r\n <button class=\"tab-button\" onclick=\"openTab(event, 'tekniset_havainnot')\">Tekniset havainnot<\/button>\r\n <button class=\"tab-button\" onclick=\"openTab(event, 'riskit')\">Riskiprofiilit<\/button>\r\n <button class=\"tab-button\" onclick=\"openTab(event, 'talous')\">Kustannusennusteet<\/button>\r\n <button class=\"tab-button\" onclick=\"openTab(event, 'case')\">Case Hannenkoti (93 m\u00b2)<\/button>\r\n <button class=\"tab-button\" onclick=\"openTab(event, 'yhteenveto')\">Yhteenveto<\/button>\r\n <\/nav>\r\n\r\n <header class=\"slide-header\">\r\n <h1 class=\"slide-title\">Auditointiraportti: Tampere 2026 | Myyntikohteet 9.2.2026<\/h1>\r\n <div class=\"brand-tag\">ASUNTO-OSAKEYHTI\u00d6.FI<\/div>\r\n <\/header>\r\n\r\n <main id=\"contentArea\">\r\n <!-- TAB 1: MARKKINAKUVA -->\r\n <section id=\"markkina\" class=\"tab-content active\">\r\n <div class=\"stats-grid\">\r\n <div class=\"stat-card\">\r\n <span class=\"stat-val\">2 914<\/span>\r\n <span class=\"stat-label\">Analysoidut kohteet<\/span>\r\n <\/div>\r\n <div class=\"stat-card\">\r\n <span class=\"stat-val\">99,8%<\/span>\r\n <span class=\"stat-label\">Analyysin kattavuus<\/span>\r\n <\/div>\r\n <div class=\"stat-card\">\r\n <span class=\"stat-val risk-alert\">15,8%<\/span>\r\n <span class=\"stat-label\">Riskitaso 4 ja 5<\/span>\r\n <\/div>\r\n <div class=\"stat-card\">\r\n <span class=\"stat-val\">18,1%<\/span>\r\n <span class=\"stat-label\">Osakasriski (2022\u201324)<\/span>\r\n <\/div>\r\n <div class=\"stat-card\">\r\n <span class=\"stat-val\">2.8 \/ 5<\/span>\r\n <span class=\"stat-label\">KA Riski<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"observation-box\">\r\n <span class=\"observation-title\"><i class=\"fa-solid fa-magnifying-glass-chart\"><\/i> Keskeiset markkinahavainnot:<\/span>\r\n <p>Auditointi on suoritettu l\u00e4pik\u00e4ym\u00e4ll\u00e4 Tampereen asuntomarkkinan myyntikohteiden tiedot. Erityishuomio on kohdistettu teknisiin lis\u00e4tietoihin, jotka sis\u00e4lt\u00e4v\u00e4t kriittist\u00e4 informaatiota kiinteist\u00f6jen todellisesta kunnosta ja suunnitelluista saneerauksista.<\/p>\r\n <p>Analyysi osoittaa huomattavia <strong>kustannusv\u00e4\u00e4ristymi\u00e4<\/strong> kohteissa, joissa tekninen korjaustarve nostaa todellisen hankintahinnan merkitt\u00e4v\u00e4sti ilmoitetun velattoman hinnan yl\u00e4puolelle.<\/p>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- TAB 2: TEKNISET HAVAINNOT -->\r\n <section id=\"tekniset_havainnot\" class=\"tab-content\">\r\n <h3 style=\"margin-top: 0; font-size: 18px; text-transform: uppercase; letter-spacing: 0.05em;\">Teknisten lis\u00e4tietojen auditointi<\/h3>\r\n <p style=\"font-size: 15px; color: #475569;\">Asuntomarkkinan tiedoista on tunnistettu toistuvia teknisi\u00e4 ja taloudellisia riskej\u00e4, jotka poikkeavat myynti-ilmoitusten yleislinjasta:<\/p>\r\n <div class=\"table-wrapper\">\r\n <table>\r\n <thead>\r\n <tr>\r\n <th>Tunnistettu poikkeama<\/th>\r\n <th>Esiintyvyys<\/th>\r\n <th>Vaikutus riskitasoon<\/th>\r\n <\/tr>\r\n <\/thead>\r\n <tbody>\r\n <tr>\r\n <td><strong>Mikrobivaurio<\/strong><\/td>\r\n <td>alle 15 kohdetta (myynti-ilmoituksissa)<\/td>\r\n <td style=\"color:var(--danger); font-weight:700;\">Kriittinen<\/td>\r\n <\/tr>\r\n <tr>\r\n <td><strong>K\u00e4ynniss\u00e4 oleva LVIS-tarveselvitys tai analysoitu tarve sille<\/strong><\/td>\r\n <td>412 kohdetta<\/td>\r\n <td>Korkea (Vastikeriski)<\/td>\r\n <\/tr>\r\n <tr>\r\n <td><strong>Myym\u00e4tt\u00f6mien huoneistojen keskittym\u00e4<\/strong><\/td>\r\n <td>114 kohdetta (v\u00e4h. 4 ilmoitusta)<\/td>\r\n <td>Korkea (Osakasriski)<\/td>\r\n <\/tr>\r\n <tr>\r\n <td><strong>Julkisivun kuntotutkimustarve<\/strong><\/td>\r\n <td>582 kohdetta<\/td>\r\n <td>Keskitaso (Korjausvelka)<\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- TAB 3: RISKIPROFIILIT -->\r\n <section id=\"riskit\" class=\"tab-content\">\r\n <div class=\"observation-box\">\r\n <span class=\"observation-title\"><i class=\"fa-solid fa-triangle-exclamation\"><\/i> Tekniset riskikeskittym\u00e4t<\/span>\r\n <p>Asuntomarkkinan datan perusteella tekniset riskit kumuloituvat erityisesti 1970-luvun rakennuskantaan. N\u00e4iss\u00e4 kohteissa hankevelan realisoituminen on v\u00e4lit\u00f6n ja vastikerasitus poikkeuksellinen.<\/p>\r\n <\/div>\r\n <div style=\"margin-top: 32px; display: grid; gap: 16px;\">\r\n <div style=\"padding: 20px; border: 1px solid var(--border); border-radius: 10px; background: white;\">\r\n <strong style=\"display:block; font-size:15px; margin-bottom:8px; color: var(--danger);\">Tekninen varallisuusloukku<\/strong>\r\n <p style=\"font-size:14px; margin:0; color:#475569;\">Kohteet, joissa saneeraustarve ylitt\u00e4\u00e4 neli\u00f6hinnalla laskettuna 1 500 \u20ac\/m\u00b2. Arvonpudotus on usein pysyv\u00e4.<\/p>\r\n <\/div>\r\n <div style=\"padding: 20px; border: 1px solid var(--border); border-radius: 10px; background: white;\">\r\n <strong style=\"display:block; font-size:15px; margin-bottom:8px; color: var(--warning);\">Piilev\u00e4 osakasriski<\/strong>\r\n <p style=\"font-size:14px; margin:0; color:#475569;\">Yhti\u00f6t, joissa lis\u00e4tiedot viittaavat poikkeuksellisiin hallintakustannuksiin tai merkitt\u00e4viin myym\u00e4tt\u00f6miin kantoihin (rakennusliikkeiden omistukset).<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- TAB 4: TALOUS -->\r\n <section id=\"talous\" class=\"tab-content\">\r\n <h3 style=\"margin-top: 0; font-size: 18px; text-transform: uppercase; letter-spacing: 0.05em;\">Kustannusennusteet (KA: 56,4 m\u00b2)<\/h3>\r\n <p style=\"font-size: 15px; color: #475569;\">Laskelmat perustuvat markkinan keskiarvoihin ja auditoiduissa kohteissa paljastuneisiin todellisiin korjaustarpeisiin:<\/p>\r\n <div class=\"table-wrapper\">\r\n <table>\r\n <thead>\r\n <tr>\r\n <th>Riskitekij\u00e4<\/th>\r\n <th>Arvioitu nousu \/ kk (56,4 m\u00b2)<\/th>\r\n <th>Todenn\u00e4k\u00f6isyys<\/th>\r\n <\/tr>\r\n <\/thead>\r\n <tbody>\r\n <tr>\r\n <td><strong>T\u00e4ydellinen saneeraus (LVIS + Rakenne)<\/strong><\/td>\r\n <td style=\"font-family:'Roboto Mono';\">+420 \u2013 680 \u20ac<\/td>\r\n <td style=\"font-weight:600;\">Korkea<\/td>\r\n <\/tr>\r\n <tr>\r\n <td><strong>Osakasriski (Lis\u00e4vastike)<\/strong><\/td>\r\n <td style=\"font-family:'Roboto Mono';\">+160 \u2013 340 \u20ac<\/td>\r\n <td>Havaittu 18,1 % kohteista<\/td>\r\n <\/tr>\r\n <tr>\r\n <td><strong>Tonttivuokran korotus<\/strong><\/td>\r\n <td style=\"font-family:'Roboto Mono';\">+140 \u2013 260 \u20ac<\/td>\r\n <td>Havaittu 28 % kohteista<\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- TAB 5: CASE HANNENKOTI -->\r\n <section id=\"case\" class=\"tab-content\">\r\n <div class=\"expert-box\">\r\n <div style=\"display:inline-block; padding: 6px 12px; border-radius: 20px; font-size: 11px; font-weight: 700; text-transform: uppercase; margin-bottom: 16px; background: #fee2e2; color: #991b1b; border: 1px solid #fecaca;\">\r\n <i class=\"fa-solid fa-shield-halved\"><\/i> Auditointikohde: Paavo Kolin katu 7\r\n <\/div>\r\n <h4 style=\"margin: 0 0 20px 0; font-size: 20px; color: var(--danger); text-transform: uppercase; font-weight: 800;\">Asunto Oy Hannenkoti<\/h4>\r\n \r\n <div class=\"case-details-grid\">\r\n <div class=\"case-fact-card\">\r\n <div class=\"case-fact-title\">Markkinadata (9.2.2026)<\/div>\r\n <div style=\"display: flex; flex-direction: column; gap: 8px;\">\r\n <p style=\"font-size: 14px; margin: 0; display: flex; justify-content: space-between;\">Hoitovastike: <span>347,57 \u20ac\/kk<\/span><\/p>\r\n <p style=\"font-size: 14px; margin: 0; display: flex; justify-content: space-between;\">Rahoitusvastike: <span>73,20 \u20ac\/kk<\/span><\/p>\r\n <p style=\"font-size: 14px; margin: 0; display: flex; justify-content: space-between;\">Velkaosuus: <span>425,60 \u20ac<\/span><\/p>\r\n <div style=\"height: 1px; background: #e2e8f0; margin: 8px 0;\"><\/div>\r\n <p style=\"font-size: 16px; font-weight: 800; margin: 0; display: flex; justify-content: space-between;\">Yhti\u00f6vastike: <span>420,77 \u20ac\/kk<\/span><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"case-fact-card\">\r\n <div class=\"case-fact-title\">Tekniset huomiot<\/div>\r\n <p style=\"font-size: 14px; margin: 8px 0;\">Tekninen tila: <span style=\"color:var(--danger); font-weight:700;\">Mikrobivaurio-l\u00f6yd\u00f6s rakenteissa<\/span><\/p>\r\n <p style=\"font-size: 14px; margin: 8px 0;\">Ilmoitettu saneerausarvio: <span style=\"font-weight:700;\">72 000,00 \u20ac<\/span><\/p>\r\n <div style=\"background: #fff1f2; padding: 12px; border-radius: 6px; margin-top: 12px; border: 1px dashed var(--danger);\">\r\n <p style=\"font-size: 13px; font-style:italic; margin: 0; color:var(--danger); line-height:1.4;\">\r\n <strong>Auditointitulos:<\/strong> Ilmoitettu kustannusarvio on ep\u00e4realistinen vaurioiden laajuuteen n\u00e4hden. Rakenteiden uusiminen on v\u00e4ltt\u00e4m\u00e4t\u00f6nt\u00e4.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"observation-box\" style=\"background: white; border: 2px solid var(--danger); margin-top: 24px;\">\r\n <span class=\"observation-title\" style=\"color:var(--danger);\"><i class=\"fa-solid fa-circle-exclamation\"><\/i> Kriittinen poikkeama-analyysi (93 m\u00b2):<\/span>\r\n <ul style=\"font-size: 14px; color: #334155; line-height: 1.7; margin: 16px 0 0 0; padding-left: 20px;\">\r\n <li><strong>Tekninen riski:<\/strong> Lis\u00e4tiedoissa mainittu mikrobivaurio edellytt\u00e4\u00e4 t\u00e4ydellist\u00e4 rakenteellista purkua ja saneerausta. Todellinen kustannustaso on v\u00e4hint\u00e4\u00e4n <strong>1 500 \u2013 1 800 \u20ac\/m\u00b2<\/strong>.<\/li>\r\n <li><strong>Rahoitusriski:<\/strong> Alkuper\u00e4inen 72 000 \u20ac arvio on riitt\u00e4m\u00e4t\u00f6n. Realistinen hankevelka 93 m\u00b2 asunnolle on <strong>140 000 \u2013 165 000 \u20ac<\/strong>.<\/li>\r\n <li><strong>Vastikevaikutus:<\/strong> Vastikkeen nousu tasolle <span style=\"font-weight:800; color:var(--danger);\">1 600 \u2013 1 800 \u20ac\/kk<\/span> (hoitovastike + uusi rahoitusvastike) on eritt\u00e4in todenn\u00e4k\u00f6inen skenaario.<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- TAB 6: YHTEENVETO -->\r\n <section id=\"yhteenveto\" class=\"tab-content\">\r\n <div style=\"background: var(--primary); color: white; padding: 48px 32px; border-radius: 16px; box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.2);\">\r\n <h4 style=\"font-size: 20px; margin: 0 0 20px 0; text-transform: uppercase; letter-spacing: 0.05em; border-bottom: 1px solid rgba(255,255,255,0.2); padding-bottom: 12px;\">Auditointitulos:<\/h4>\r\n <p style=\"font-size: 16px; line-height: 1.8; opacity: 0.95; margin-bottom: 24px;\">\r\n Tampereen asuntomarkkinan perusteellinen auditointi osoittaa, ett\u00e4 julkisessa tiedossa on huomattavia aukkoja teknisen kunnon ja todellisten elinkaarikustannusten v\u00e4lill\u00e4. \r\n <\/p>\r\n <p style=\"font-size: 16px; line-height: 1.8; opacity: 0.95;\">\r\n Teknisten yksityiskohtien (kuten mikrobivaurioiden ja piilev\u00e4n korjausvelan) huomioiminen on v\u00e4ltt\u00e4m\u00e4t\u00f6nt\u00e4 peruuttamattomien <strong>varallisuusloukkujen<\/strong> v\u00e4ltt\u00e4miseksi.\r\n <\/p>\r\n <div style=\"margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,0.1); display: flex; align-items: center; gap: 16px;\">\r\n <div style=\"background: white; color: var(--primary); padding: 12px 20px; border-radius: 8px; font-weight: 800; font-size: 24px;\">\r\n 2.8 \/ 5\r\n <\/div>\r\n <div style=\"font-size: 14px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; color: #94a3b8;\">\r\n Tampereen markkinan kokonaisriskitaso: <span style=\"color: #fca5a5;\">Kohonnut<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n <\/main>\r\n\r\n <footer class=\"slide-footer\">\r\n <span class=\"ai-disclaimer\">Aineisto on tuotettu ja analysoitu teko\u00e4lyll\u00e4. 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category-markkina-analyysit tags-asuntomarkkinat-2026-asuntosijoittaminen-markkinakatsaus-riskienhallinta-tekoalyanalyysi\" data-id=\"1192\">\n <div class=\"eael-grid-post-holder\">\n <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-media\"><div class=\"eael-entry-overlay fade-in\"><i class=\"fas fa-long-arrow-alt-right\" aria-hidden=\"true\"><\/i><a href=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/?p=1192\"><\/a><\/div><div class=\"eael-entry-thumbnail \">\n <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/02\/Vuosikymmenet-300x300.png\" class=\"attachment-medium size-medium wp-image-1221\" alt=\"\" srcset=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/02\/Vuosikymmenet-300x300.png 300w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/02\/Vuosikymmenet-150x150.png 150w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/02\/Vuosikymmenet-768x768.png 768w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/02\/Vuosikymmenet-600x600.png 600w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/02\/Vuosikymmenet-100x100.png 100w, https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2026\/02\/Vuosikymmenet.png 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\n <\/div>\n <\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><h4 class=\"eael-entry-title\"><a class=\"eael-grid-post-link\" href=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/?p=1192\" title=\"Taloyhti\u00f6iden tilanneanalyysi rakennusvuosikymmenten perusteella\">Taloyhti\u00f6iden tilanneanalyysi rakennusvuosikymmenten perusteella<\/a><\/h4><\/header><div class=\"eael-entry-content\">\n <div class=\"eael-grid-post-excerpt\"><p>Taloyhti\u00f6iden Elinkaarianalyysi 2026 asunto-osakeyhti\u00f6.fi Teko\u00e4lyavusteinen analyysi 2026 Strateginen katsaus Taloyhti\u00f6iden...<\/p><a href=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/?p=1192\" class=\"eael-post-elements-readmore-btn\">Read More<\/a><\/div>\n <\/div><\/div><\/div>\n <\/div>\n<\/article><\/div>\n <div class=\"clearfix\"><\/div>\n <\/div> <div class=\"eael-load-more-button-wrap eael-force-hide\">\n <button class=\"eael-load-more-button\" id=\"eael-load-more-btn-0b2b054\" data-widget-id=\"0b2b054\" data-widget=\"0b2b054\" data-page-id=\"841\" data-template=\"{"dir":"lite","file_name":"two.php","name":"Post-Grid"}\" data-class=\"Essential_Addons_Elementor\\Elements\\Post_Grid\" data-layout=\"masonry\" data-page=\"1\" data-args=\"orderby=date&order=desc&ignore_sticky_posts=1&post_status=publish&posts_per_page=4&offset=0&post_type=post\" data-max-page=\"2\">\n <span class=\"eael-btn-loader button__loader\"><\/span>\n <span class=\"eael_load_more_text\">Load More<\/span>\n <\/button>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div 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s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7550485 e-con-full e-flex e-con e-child\" data-id=\"7550485\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f8bef18 e-con-full e-flex e-con e-child\" data-id=\"f8bef18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e376e0d e-con-full e-flex e-con e-child\" data-id=\"e376e0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0c2bb7 animated-fast elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a0c2bb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"fadeInUp"}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">OPASTAMME SINUA<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e510034 animated-fast elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e510034\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"fadeInUp","_animation_delay":200}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ANALYSOIMME FAKTAT YHDESS\u00c4 TEKO\u00c4LYN KANSSA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18e13eb animated-fast elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"18e13eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"fadeInUp","_animation_delay":400}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">V\u00e4ltyt monilta virheilt\u00e4, ehk\u00e4p\u00e4 el\u00e4m\u00e4si pahimmalta virheelt\u00e4, kun annat meid\u00e4n auttaa... <\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3cb7bb elementor-widget__width-auto animated-fast elementor-invisible elementor-widget elementor-widget-button\" data-id=\"c3cb7bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"fadeInRight","_animation_delay":700}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm elementor-animation-grow\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-play-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Watch Video<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4755575 e-con-full e-flex e-con e-child\" data-id=\"4755575\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af48b6e elementor-absolute elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"af48b6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute","_animation":"fadeIn","_animation_delay":800}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e3c5e4 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"4e3c5e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"fadeInRight"}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2025\/12\/Analyysi1.png\" class=\"attachment-full size-full wp-image-932\" alt=\"\" srcset=\"https:\/\/asunto-osakeyhtio.fi\/Asoy\/wp-content\/uploads\/2025\/12\/Analyysi1.png 800w, 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data-id=\"e61a9fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"background_background":"classic","animation":"fadeIn"}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c56350 elementor-widget elementor-widget-envo-extra-icon-box\" data-id=\"4c56350\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"envo-extra-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<a class=\"envo-extra-box-icon-wrapper\">\r\n\t\t<div class=\"envo-extra-box-icon-wrapper-inner\">\r\n\t\t\t\r\n\t\t\t\t\t\t\t<span class=\"envo-extra-box-icon-item\">\r\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-shopping-cart\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M528.12 301.319l47.273-208C578.806 78.301 567.391 64 551.99 64H159.208l-9.166-44.81C147.758 8.021 137.93 0 126.529 0H24C10.745 0 0 10.745 0 24v16c0 13.255 10.745 24 24 24h69.883l70.248 343.435C147.325 417.1 136 435.222 136 456c0 30.928 25.072 56 56 56s56-25.072 56-56c0-15.674-6.447-29.835-16.824-40h209.647C430.447 426.165 424 440.326 424 456c0 30.928 25.072 56 56 56s56-25.072 56-56c0-22.172-12.888-41.332-31.579-50.405l5.517-24.276c3.413-15.018-8.002-29.319-23.403-29.319H218.117l-6.545-32h293.145c11.206 0 20.92-7.754 23.403-18.681z\"><\/path><\/svg>\t\t\t\t<\/span>\r\n\t\t\t\r\n\t\t\t<span class=\"envo-extra-box-icon-content\">\r\n\t\t\t\t<h3 class=\"envo-extra-box-icon-title\">Ostaessa<\/h3>\r\n\t\t\t\t\t\t\t\t\t<p class=\"envo-extra-box-icon-description\">Kartoitamme, analysoimme ja ohjeistamme, teko\u00e4ly\u00e4 hy\u00f6dynt\u00e4en, ennakkoon mahdolliset riskitekij\u00e4t asunto-osakeyhti\u00f6ss\u00e4. <\/p>\r\n\t\t\t\t\t\t\t<\/span>\r\n\r\n\t\t<\/div>\r\n\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27aa451 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"27aa451\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-389596a elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"389596a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b870c6 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"2b870c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"background_background":"classic","animation":"fadeIn","animation_delay":100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7430e2c elementor-widget elementor-widget-envo-extra-icon-box\" data-id=\"7430e2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"envo-extra-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<a class=\"envo-extra-box-icon-wrapper\">\r\n\t\t<div class=\"envo-extra-box-icon-wrapper-inner\">\r\n\t\t\t\r\n\t\t\t\t\t\t\t<span class=\"envo-extra-box-icon-item\">\r\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-solar-panel\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M431.98 448.01l-47.97.05V416h-128v32.21l-47.98.05c-8.82.01-15.97 7.16-15.98 15.99l-.05 31.73c-.01 8.85 7.17 16.03 16.02 16.02l223.96-.26c8.82-.01 15.97-7.16 15.98-15.98l.04-31.73c.01-8.85-7.17-16.03-16.02-16.02zM585.2 26.74C582.58 11.31 568.99 0 553.06 0H86.93C71 0 57.41 11.31 54.79 26.74-3.32 369.16.04 348.08.03 352c-.03 17.32 14.29 32 32.6 32h574.74c18.23 0 32.51-14.56 32.59-31.79.02-4.08 3.35 16.95-54.76-325.47zM259.83 64h120.33l9.77 96H250.06l9.77-96zm-75.17 256H71.09L90.1 208h105.97l-11.41 112zm16.29-160H98.24l16.29-96h96.19l-9.77 96zm32.82 160l11.4-112h149.65l11.4 112H233.77zm195.5-256h96.19l16.29 96H439.04l-9.77-96zm26.06 256l-11.4-112H549.9l19.01 112H455.33z\"><\/path><\/svg>\t\t\t\t<\/span>\r\n\t\t\t\r\n\t\t\t<span class=\"envo-extra-box-icon-content\">\r\n\t\t\t\t<h3 class=\"envo-extra-box-icon-title\">Omistaessa<\/h3>\r\n\t\t\t\t\t\t\t\t\t<p class=\"envo-extra-box-icon-description\">Ohjeistamme arjen kysymyksiss\u00e4 ja tuemme osakasta tilanteissa, miss\u00e4 osakas j\u00e4\u00e4 \"yksin\".<\/p>\r\n\t\t\t\t\t\t\t<\/span>\r\n\r\n\t\t<\/div>\r\n\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b73648 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1b73648\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb80f12 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"fb80f12\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72ca672 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"72ca672\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"background_background":"classic","animation":"fadeIn","animation_delay":200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21c2b15 elementor-widget elementor-widget-envo-extra-icon-box\" data-id=\"21c2b15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"envo-extra-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<a class=\"envo-extra-box-icon-wrapper\">\r\n\t\t<div class=\"envo-extra-box-icon-wrapper-inner\">\r\n\t\t\t\r\n\t\t\t\t\t\t\t<span class=\"envo-extra-box-icon-item\">\r\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-puzzle-piece\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M519.442 288.651c-41.519 0-59.5 31.593-82.058 31.593C377.409 320.244 432 144 432 144s-196.288 80-196.288-3.297c0-35.827 36.288-46.25 36.288-85.985C272 19.216 243.885 0 210.539 0c-34.654 0-66.366 18.891-66.366 56.346 0 41.364 31.711 59.277 31.711 81.75C175.885 207.719 0 166.758 0 166.758v333.237s178.635 41.047 178.635-28.662c0-22.473-40-40.107-40-81.471 0-37.456 29.25-56.346 63.577-56.346 33.673 0 61.788 19.216 61.788 54.717 0 39.735-36.288 50.158-36.288 85.985 0 60.803 129.675 25.73 181.23 25.73 0 0-34.725-120.101 25.827-120.101 35.962 0 46.423 36.152 86.308 36.152C556.712 416 576 387.99 576 354.443c0-34.199-18.962-65.792-56.558-65.792z\"><\/path><\/svg>\t\t\t\t<\/span>\r\n\t\t\t\r\n\t\t\t<span class=\"envo-extra-box-icon-content\">\r\n\t\t\t\t<h3 class=\"envo-extra-box-icon-title\">Ohjeistus<\/h3>\r\n\t\t\t\t\t\t\t\t\t<p class=\"envo-extra-box-icon-description\">Ohjeistamme, teko\u00e4ly\u00e4 hy\u00f6dynt\u00e4en, toimintatavat riskitekij\u00f6iden suhteen.<\/p>\r\n\t\t\t\t\t\t\t<\/span>\r\n\r\n\t\t<\/div>\r\n\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0415b6a elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0415b6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28644c1 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"28644c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74ba94b e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"74ba94b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"background_background":"classic","animation":"fadeIn","animation_delay":300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f357735 elementor-widget elementor-widget-envo-extra-icon-box\" data-id=\"f357735\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"envo-extra-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<a class=\"envo-extra-box-icon-wrapper\">\r\n\t\t<div class=\"envo-extra-box-icon-wrapper-inner\">\r\n\t\t\t\r\n\t\t\t\t\t\t\t<span class=\"envo-extra-box-icon-item\">\r\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-chart-bar\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\"><\/path><\/svg>\t\t\t\t<\/span>\r\n\t\t\t\r\n\t\t\t<span class=\"envo-extra-box-icon-content\">\r\n\t\t\t\t<h3 class=\"envo-extra-box-icon-title\">Analyysi<\/h3>\r\n\t\t\t\t\t\t\t\t\t<p class=\"envo-extra-box-icon-description\">Analysoimme, teko\u00e4ly\u00e4 hy\u00f6dynt\u00e4en, tapauskohtaisesti mahdolliset riskitekij\u00e4t \/ mahdollisuudet.<\/p>\r\n\t\t\t\t\t\t\t<\/span>\r\n\r\n\t\t<\/div>\r\n\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d2bed elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e8d2bed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-432e16b elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"432e16b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c30bbb e-flex e-con-boxed e-con e-parent\" data-id=\"0c30bbb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"background_background":"classic","shape_divider_top":"waves","shape_divider_bottom":"waves","shape_divider_bottom_negative":"yes"}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M790.5,93.1c-59.3-5.3-116.8-18-192.6-50c-29.6-12.7-76.9-31-100.5-35.9c-23.6-4.9-52.6-7.8-75.5-5.3\n\tc-10.2,1.1-22.6,1.4-50.1,7.4c-27.2,6.3-58.2,16.6-79.4,24.7c-41.3,15.9-94.9,21.9-134,22.6C72,58.2,0,25.8,0,25.8V100h1000V65.3\n\tc0,0-51.5,19.4-106.2,25.7C839.5,97,814.1,95.2,790.5,93.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb9ddb2 e-con-full e-flex e-con e-child\" data-id=\"cb9ddb2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc8c607 elementor-widget elementor-widget-heading\" data-id=\"fc8c607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">V\u00c4LT\u00c4 ONGELMAT <br>JO ENNEN OSAKKUUTTA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb2c219 elementor-widget elementor-widget-heading\" data-id=\"fb2c219\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">AINA ON OSTAJAN MARKKINAT JA KENENK\u00c4\u00c4N EI OLE PAKKO OSTAA!<br>V\u00e4lt\u00e4 ajautumasta tilanteeseen, miss\u00e4 olet tunteella ostoksen tehnyt ja el\u00e4m\u00e4si ensimm\u00e4isen osakenippusi \"huti-ostanut\".<br><br>Keskitymme asunto-osakeyhti\u00f6ihin ja osakkeiden omistamisen riskien analysointiin teko\u00e4ly\u00e4 hy\u00f6dynt\u00e4en. <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-206a0b0 e-flex e-con-boxed e-con e-parent\" data-id=\"206a0b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"background_background":"classic","shape_divider_top":"mountains"}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7b7d46 e-con-full e-flex e-con e-child\" data-id=\"e7b7d46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dc5aad9 e-con-full e-flex e-con e-child\" data-id=\"dc5aad9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac5ba8 elementor-widget elementor-widget-heading\" data-id=\"7ac5ba8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Oletko varma harkitsemastasi ASUNTO-OSAKEYHTI\u00d6ST\u00c4?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98a6f07 elementor-widget elementor-widget-heading\" data-id=\"98a6f07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">KESKUSTELE ENSIN KANSSAMME<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63a8f50 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"63a8f50\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"headShake"}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"mailto:koti@asunto-osakeyhtio.fi\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">S\u00e4hk\u00f6postiin...<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5a7a49 elementor-widget elementor-widget-heading\" data-id=\"b5a7a49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">s\u00e4hk\u00f6posti: koti@asunto-osakeyhtio.fi<\/span>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0860b1b e-con-full e-flex e-con e-child\" data-id=\"0860b1b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-faf93a8 e-con-full e-flex e-con e-child\" data-id=\"faf93a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ce3f6 e-con-full e-flex e-con e-child\" data-id=\"45ce3f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d607b6 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"0d607b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"bounceIn"}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-grow-rotate\" href=\"#\" target=\"_blank\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46a99c8 elementor-view-stacked elementor-widget__width-auto elementor-shape-circle elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"46a99c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"bounceIn","_animation_delay":200}\" 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yksitt\u00e4isi\u00e4 osakkeen omistajia ja osakkaaksi aikovia osakkeiden ostamisen riskeist\u00e4, omistamisen haasteista ja mahdollisuuksista… OTA YHTEYTT\u00c4 PALVELUT https:\/\/youtube.com\/shorts\/HRZ5F2jHFtQ?feature=share Tampereen asuntomarkkinoiden auditointiraportti 2026 Markkinakuvasta Tekniset havainnot Riskiprofiilit Kustannusennusteet Case 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